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Photography

woman on set with camera

States Requiring $2 Million/$2 Million Photographer’s or Videographer’s Liability Insurance

Let’s say you’re trying to secure a photography or filming gig, and the venue or event requires a $2 million liability insurance cost. No problem. Full Frame Insurance’s $2 million/$2 million annual policy ($2 million aggregate and $2 million per occurrence limits) for videographers and photographers has your back — at a starting price of

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couple getting photo taken under veil looking happy

16 Wedding Photography Ideas, Trends & Statistics for 2024

You’re the wedding photographer seeking new ways to wow your clients or the aspiring photographer needing that extra push to make your debut in the nuptial snapshot market. But where do you begin?  We cover the best 2024 wedding photography ideas, statistics, and trends below. From must-have photos every wedding collection needs to, blurred action

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Wedding photographer taking photos of bride and groom

What to Wear as a Wedding Photographer: How to Pick the Perfect Outfit

As a wedding photographer, you have a lot on your plate, from packing all your gear, making sure your contract is signed, a shot list is established, and last but not least, picking your outfit! While your outfit may not be in the spotlight like the bride and groom, it is still important to choose

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Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

'Failure to Deliver' Coverage
(Professional Liability)

‘Failure to Deliver’ Coverage, also known as Professional liability insurance, can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.