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Photographer Insurance

You're a photographer, and you have a unique and creative style. Your photography business insurance should match that style. Enter Full Frame Insurance. Our insurance policies are framed for you. If you work in a photography studio—insured. If you're a freelance photographer—insured. If your photography takes you to weddings or special events—insured. Protect your photography business with an event or annual insurance policy styled for photographers.

Event Insurance

1 - 3 Day General Liability

Buy Online from $59

Annual Insurance

General Liability & Optional Equip Coverage

*Not available in all states. Click here to see a list of states that are are eligible for coverage.

 
 

See Insurance in a New Light

Comprehensive
Affordable
Convenient
Optional Equipment

Location, onlookers, subjects, and products are all exposures photographers face during their daily business activities.

Legal expenses alone can cripple a small business.

Full Frame Insurance responds to many of the types of liability claims a photographer may face.

Let us worry about the details of your photography insurance so you can focus on developing your photography business.

* To add equipment insurance, you must purchase an annual policy.

 
 
 

Who We Insure

If you have a question about whether your photography business qualifies, see our exclusions, call us, or use our contact form to send us a message and a Full Frame licensed agent will get back to you within 24 business hours.

Frequently Asked Questions

What is Photography Insurance

Photography insurance helps protect you and your photography business from financially damaging liability claims. These types of claims can include bodily injury, property damage, and more. Purchasing photography insurance may help you cover the costs of potential medical and legal fees associated with covered claims.

Cost for Photography Insurance

Full Frame keeps insurance simple. You can purchase photography event insurance for only $59 and annual photography insurance starting at $99. You can also add an additional insured, such as an event center administrator, for $15 or unlimited additional insureds for $30 on the annual policy. Adding an additional insured on the event policy is $5 for unlimited additional insureds.

This provides you peace of mind and the ability to work at any venue your client may request.

Photography equipment insurance is an available add-on option for our annual policyholders. Our equipment insurance is scalable and based upon the amount of coverage you need to protect your photography gear. Our equipment coverage starts at $55.

Do I Need Insurance

Yes. As a professional photographer, you face several liability risks as you shoot at new locations with a diverse array of clients. Photography insurance helps you weather the unknowns of each photoshoot. Should something go wrong, you could be held liable for a variety of expenses, including medical bills, repairs, and legal fees.

In addition, if you rent a studio or any other location, the owners may require you to have liability insurance—and to list them as an additional insured—before they allow you to work on their property.

 
 

Benefits Snapshots

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Proof of Coverage (printable)
  • Robust, Quality Coverage Scaled to Your Business
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • Not Location Specific
  • Peace of Mind

Now available in:

AL, AZ, AK, CO, DC, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, MI, MN, MO, MS, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY

If you do not see your state listed, please check back. We are adding new states regularly and will soon cover all 50 states

EVENT POLICY

$59
  • 1–3 Days Policy Options
  • General Liability
    (Does not include product liability, property, or equipment insurance)
  • Personal and Advertising Injury
 
Not Ready to Purchase?
 

ANNUAL POLICY

$99
  • General Liability
  • Product Liability
  • Add Ons Available
    (Equipment Insurance)