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1 - 3 Day General LiabilityBuy Online from $59
General Liability & Optional Equip Coverage
See Insurance in a New Light
General Liability Insurance
Camera Equipment Insurance
Location, onlookers, subjects, and equipment all present risks and exposures you could face during your daily business activities.
Full Frame Insurance responds to many of the types of liability claims a photographer may face, such as:
Let us worry about the details of your photography insurance so you can focus on developing your photography business.
Camera equipment insurance can cover your camera, lenses, lighting equipment, and more.
Whether your next session is across town or on the other side of the world, you can rest assured that your gear is protected. Your policy is designed to respond to camera equipment insurance claims on and off premises and during transportation.
When you purchase an annual policy, you have the option of adding equipment insurance, for an additional cost.
Many venue owners require you have photographer insurance and ask to be added as an additional insured.
An additional insured is a person or organization (not an employee or a friend) that can be added to your insurance policy by endorsement. Your policy may protect that additional insured from claims arising out of your negligence.
Event policyholders can add unlimited additional insureds for $5 and annual policyholders can add one additional insured for $15 and unlimited insureds for $30. You can learn more about it here.
You can get affordable photography insurance coverage in a matter of minutes by filling out our online application.
We pride ourselves in our ability to offer event insurance starting at $59 and annual insurance starting at $99.
Plus, you have complete access to your policy documents online and can easily print out proof of coverage anytime you need it.
To learn more about our options, please click here.
Photographers Insurance Comparison Chart
Not sure which photographers insurance policy to purchase for your business? This comparison chart will help you decide which option will work best for you.
|Annual Policy||Event Policy|
|24/7 Access to Policy Documents|
|$2M General Liability Aggregate|
|$5K Medical Expenses|
|No Deductible on Liability Claims|
|Coverage for Damages to Premises Rented To You|
|Not Premises Specific|
|$1M Personal and Advertising Injury Coverage|
|Camera Equipment Insurance||Coverage can be purchased for an additional premium|
|Additional Insureds||One additional insured can be added for $15 and $30 for unlimited||Unlimited additional insureds may be purchased for $5|
|1-3 Day Coverage|
Photographers and Videographers We Insure
Frequently Asked Questions
Photography insurance helps protect you and your photography business from financially damaging liability claims. These types of claims can include bodily injury, property damage, and more. Purchasing photography insurance may help you cover the costs of potential medical and legal fees associated with covered claims.
Full Frame keeps insurance simple. You can purchase photography event insurance for only $59 and annual photography insurance starting at $99. You can also add an additional insured, such as an event center administrator, for $15 or unlimited additional insureds for $30 on the annual policy. Adding an additional insured on the event policy is $5 for unlimited additional insureds.
This provides you peace of mind and the ability to work at any venue your client may request.
Photography equipment insurance is an available add-on option for our annual policyholders. Our equipment insurance is scalable and based upon the amount of coverage you need to protect your photography gear. Our equipment coverage starts at $55.
Yes. As a professional photographer, you face several liability risks as you shoot at new locations with a diverse array of clients. Photography insurance helps you weather the unknowns of each photoshoot. Should something go wrong, you could be held liable for a variety of expenses, including medical bills, repairs, and legal fees.
In addition, if you rent a studio or any other location, the owners may require you to have liability insurance—and to list them as an additional insured—before they allow you to work on their property.
Why Photographers Insurance?
This quick video provides some examples of why photography insurance is an important small business asset.
- No Quote Process
- 24/7 Access to Policy Documents
- Proof of Coverage (printable)
- Robust, Quality Coverage Scaled to Your Business
- Convenient Online Purchasing
- Instant Coverage
- No Deductible on Liability Claims
- Not Location Specific
- Peace of Mind
Now available in:
AK, AL, AZ, CA, CO, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MO, MS, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WV, WA, WI, WY
If you do not see your state listed, please check back. We are adding new states regularly and will soon cover all 50 states
- 1–3 Days Policy Options
- General Liability
(Does not include product liability, property, or equipment insurance)
- Personal and Advertising Injury
- General Liability
- Product Liability
- Add Ons Available