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Coverages & Pricing

Please note that these are brief definitions of coverages and your policy may be more restrictive in its language. It is essential that you refer to the actual policy for a complete description of coverages and exclusions.

*Not available in all states. Click here to see a list of states that are are eligible for coverage.

 

Annual Policy

For small photography or videography business owners, freelancers, or hobbyists who have multiple photography sessions throughout the year.

Annual Policy Limits of Liability

General Aggregate Limit (Other than Products – Completed Operations)
$ 2,000,000
Products - Completed Operations Aggregate Limit
Included
Personal and Advertising Injury Limit
$ 1,000,000
Each Occurrence Limit
$ 1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$ 300,000
Medical Expense Limit (Any One Person)
$ 5,000

Pricing

$0 - $100,000 in Annual Sales
$ 99
$101,000 - $200,000 in Annual Sales
$ 185
 

An individual can purchase one additional insured for $15, and $30 for an unlimited number of additional insured's under the annual policy.

Click to learn more or

 

Event Policy

For the hobby or freelance photographer or videographer who needs short-term event liability coverage for 1-3 days.

Event Coverage Limits of Liability

General Aggregate Limit (Other than Products – Completed Operations)
$ 2,000,000
Products - Completed Operations Aggregate Limit
Excluded
Personal and Advertising Injury Limit
$ 1,000,000
Each Occurrence Limit
$ 1,000,000
Damage to Premises Rented to You Limit (Any One Premises)
$ 300,000
Medical Expense Limit (Any One Person)
$ 5,000

Pricing (for consecutive days)

1-3 Days
$ 59
 
Unlimited additional insureds may be purchased for $5 under the event policy.

Please note that Products and Operations has been specifically excluded from our Event Insurance. If you need products coverage, or you are looking for a more comprehensive options, please consider purchasing our Annual Policy.

Click to learn more or

 
 

Equipment Insurance

To add equipment insurance to your annual policy, review the limits and prices below to choose the policy which will provide the coverage you need should your equipment become stolen or damaged.

Pricing

$1,000 per item/ $5,000 aggregate
$ 55
$2,000 per item/ $20,000 aggregate
$ 130
$5,000 per item/$30,000 aggregate
$ 142
$10,000 per item/ $60,000 aggregate
$ 275
$15,000 per item/ $75,000 aggregate
$ 349
 
 

Benefits Snapshots

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Proof of Coverage (printable)
  • Robust, Quality Coverage Scaled to Your Business
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • Not Location Specific
  • Peace of Mind

Now available in:

AL, AZ, AK, CO, DC, FL, GA, ID, IL, IN, IA, KS, KY, ME, MD, MI, MN, MO, MS, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY

If you do not see your state listed, please check back. We are adding new states regularly and will soon cover all 50 states

EVENT POLICY

$59
  • 1–3 Days Policy Options
  • General Liability
    (Does not include product liability, property, or equipment insurance)
  • Personal and Advertising Injury
 
Not Ready to Purchase?
 

ANNUAL POLICY

$99
  • General Liability
  • Product Liability
  • Add Ons Available
    (Equipment Insurance)