Full Frame Insurance Coverage Details

MOST POPULAR

Annual +

365 Days of Coverage

4.7/5 Stars
4.7/5

$184/ year

Event Policy

1-3 Days of Coverage

For photographers and videographers who need basic liability coverage over a 1-3 day period. Add unlimited additional insureds for any event.

$59/ 3 days

MOST POPULAR

Annual +

365 Days of Coverage

4.7/5 Stars
4.7/5

$184/ year

Annual Policy

365 Days of Coverage

For photographers and videographers who need long-term liability coverage and protection, but don’t need camera equipment insurance. Additional coverage options available.

$129/ year

Coverages to Fit Your Circumstances

Full Frame Insurance offers a wide range of policy options to fit your unique business needs. Learn more about each policy by clicking on the tabs and exploring below.

What's Included?

Camera Equipment Coverage (Inland Marine)

$1,000 Occurrence / $5,000 Aggregate​

Damage To Rented Premises

$300,000

General Liability

$1M Occurrence / $2M Aggregate

What You Can Add

Unlimited Additional Insureds

Cost $30/year

Professional Liability

$100,000 Occurrence / $200,000 Aggregate
Cost $100/year

Cyber Liability

$100,000 Occurrence / $100,000 Aggregate
Cost $75/ year

Upgrade Camera Equipment Coverage (Inland Marine)

$2,000 Occurrence / $20,000 Aggregate​
From $130/ year

Annual Policy Limits of Liability

  • General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
  • Products - Completed Operations Aggregate Limit $2,000,000
  • Personal and Advertising Injury Limit $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Pricing

  • $0-$100,000 in Annual Sales $129
  • $101,000-$200,000 in Annual Sales $209
An individual can purchase one additional insured for $15, and $30 for an unlimited number of additional insured’s under the annual policy.

Equipment Insurance Pricing

Designed to cover gear that is owned by you for your business including cameras, lenses, lighting, gimbals, and other equipment. To add equipment insurance to your annual policy and choose the proper amount of coverage you need, review the limits and prices below:
  • $1,000 per item/ $5,000 aggregate $55
  • $2,000 per item/ $20,000 aggregate $130
  • $5,000 per item/$30,000 aggregate $142
  • $10,000 per item/ $60,000 aggregate $275
  • $15,000 per item/ $75,000 aggregate $349
  • Deductible $250
Note: Equipment insurance can only be added to the Annual Insurance Policy. Rented equipment, drones, and gear that is unattended in a vehicle or trailer is excluded.

What's Included?

Damage To Rented Premises

$300,000

General Liability

$1M Occurrence / $2M Aggregate

What You Can Add

Camera Equipment Coverage (Inland Marine)

$1,000 Occurrence / $5,000 Aggregate
From $55/year

Unlimited Additional Insureds

Cost $30/ year

Professional Liability

$100,000 Occurrence / $200,000 Aggregate
Cost $100/ year

Cyber Liability

$100,000 Occurrence / $100,000 Aggregate
Cost $75/ year

Annual Policy Limits of Liability

  • General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
  • Products - Completed Operations Aggregate Limit $2,000,000
  • Personal and Advertising Injury Limit $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Pricing

  • $0-$100,000 in Annual Sales $129
  • $101,000-$200,000 in Annual Sales $209
An individual can purchase one additional insured for $15, and $30 for an unlimited number of additional insured’s under the annual policy.

What's Included?

General Liability

1-3 Days Covered
$1M Occurrence / $2M Aggregate
From $59/ event

What You Can Add

Unlimited Additional Insureds

Cost $5/ policy

Event Policy Limits of Liability

  • General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
  • Products - Completed Operations Aggregate Limit Excluded
  • Personal and Advertising Injury Limit $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Pricing

  • 1-3 Days of Coverage $59

An individual can purchase an unlimited number of additional insured’s for $5 under the event policy.

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Years Experience

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Coverage Frequently Asked Questions

Full Frame Insurance has policy options to cover photographers and videographers who need:

  • General Liability 
  • Camera Equipment Coverage
  • Damage to Rented Premises
  • Professional Liability
  • Cyber Liability
  • Offers Increased Limits

Yes. As a photographer or videographer, you are susceptible to many different kinds of claims such as broken or stolen equipment, client injuries, and faulty memory cards. These claims can oftentimes be expensive and could financially devastate your business. Full Frame Insurance can help mitigate or even eliminate those out-of-pocket costs.

No. Full Frame Insurance’s camera equipment policy is designed to cover gear that is owned by you for your business including cameras, lenses, lighting, gimbals, and other equipment. Camera equipment insurance can only be purchased in addition to the Annual Insurance Policy. Rented equipment, drones, and gear that is unattended in a vehicle or trailer is excluded.

Full Frame Reviews

Here’s what other people have to say about their experience.

Amy Albro
Amy Albro
Business Owner
Read More
"sooooo easy and sooo quick."

My insurance agent searched for weeks for me and came up with outrageous rates. A fellow photographer told me about this site and it was soooo easy and sooo quick and dare I say, "cheap"!!! Love it so far.
Rob L.
Rob L.
Rob Productions
Read More
"Really easy & just what I needed."

Really easy & just what I needed now that I’ve upgraded my gear and need to have that peace of mind. Hopefully, I won’t need to submit a claim in the future, but if I do, I hope it goes as well as the purchasing did.
Matnetik
Matnetik
Matnetik
Read More
"Super easy to navigate"

Super easy to navigate - everything is very clear and easy to understand. I had a question, called, they picked up and answered my question right away. Feeling a lot better now that my gear is insured! Thanks, hopefully I won't ever have to use it!!
Glenn Christopher
Glenn Christopher
Business Owner
Read More
"Quick and easy."

The coverage I need at a great price. Quick and easy online ordering. Added what I needed just by clicking a button.
Hannah Mayo
Hannah Mayo
Business Owner
Read More
"The easiest and fastest insurance experience I’ve ever encountered"

The easiest and fastest insurance experience I’ve ever encountered! I was overpaying dramatically for my business insurance before I found Full Frame. I’m so glad I found them!
Alexandra Lane
Alexandra Lane
Business Owner
Read More
"Quick easy and more affordable than other options"

Quick easy and more affordable than other options. I called to get a question answered and it was a really nice experience, the lady I spoke with was really helpful and kind.
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Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Professional Liability

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.