Insurance Zoomed In on Videographers

Videography Insurance is a liability insurance plan designed by Full Frame to protect videographers from the risks they face on a day-to-day basis. Common risks include trip and fall accidents, client injury, loss of camera equipment, property damage, and more. With liability insurance, videographers can create a safety net that protects them from paying thousands of dollars out of pocket when these accidents occur.

Full Frame’s event and annual videography insurance policies both include general liability coverage, which can protect videographers from expenses that arise from third-party bodily injury and property damage claims. Full Frame also provides a variety of additional coverage options, including camera gear insurance, professional liability, cyber liability, and more.

Videography insurance helps protect videographers from liability claims that could financially devastate your business. Common claims that videographers face include bodily injury claims, which arise when an individual is hurt as a result of your business operation, and property damage claims, which—similar to bodily injury—arise when someone’s property is damaged as a result of your business operation.

There are other claims that videographers face, like negligence claims or cyber liability claims, but the likelihood of facing such a claim depends on the business and the services offered. Full Frame provides additional coverage options, like professional liability coverage, cyber liability, camera gear insurance, and more to provide extra coverage according to your business needs.

Whether you run a professional videography business or are just starting as a freelance videographer, you face several liability risks every day on the job. Filming at different locations and with a variety of people exposes you to a wide array of unknowns. In the event of an accident, you could face claims with an out-of-pocket cost in the thousands.

Full Frame’s Videography Insurance can protect your business when something goes wrong. In addition, if you rent studio space or any other location, or plan to participate in events like trade shows to market your services, you may be required to have liability insurance—and to list them as an additional insured—before they allow you to work on their property.

Camera gear insurance can be included into your Full Frame annual Videography Insurance policy. Full Frame offers multiple Camera Equipment Insurance options so you can have the coverage that’s best for you. Starting at just $55 per year, you can receive up to $1,000 in coverage per item with a $5K aggregate. For more coverage, you can upgrade your gear insurance policy up to $349 per year for $15K in coverage per item with a $75K aggregate.

Camera Gear Insurance Options

• $1,000 per item/ $5,000 aggregate$ 55
• $2,000 per item/ $20,000 aggregate$ 130
• $5,000 per item/$30,000 aggregate$ 142
• $10,000 per item/ $60,000 aggregate$ 275
• $15,000 per item/ $75,000 aggregate$ 349

Full Frame keeps insurance simple. You can purchase videography event insurance for only $59 and annual videography insurance starting at $129. You also have the option to add an additional insured, such as an event center administrator, for $15 or unlimited additional insureds for $30 on the annual policy. On an event policy, adding unlimited additional insureds is only $5. This provides you peace of mind as you work at any venue your client may request.

Videography equipment insurance is an available add-on option for our annual policyholders. We offer tiered pricing on our camera gear insurance starting at just $55, allowing everyone an option fit for their business.

If you perform your videography service in any professional capacity, whether you have years of experience or are just starting out, you face risk and could be held liable to pay hefty expenses if an accident involving your business occurs.

Full Frame’s Videography Insurance plan provides coverage to professional videographers in many industries. With high quality general liability and additional coverage options, you can rest easy knowing your videography business has the protection it needs should the need ever arise.

Common professional videography industries Full Frame covers include:

• Wedding Videography
• Event Videography
• Documentary Videography
• Nature Photography
• Real Estate Videography