General Aggregate Limit (Other than Products – Completed Operations)
Products - Completed Operations Aggregate Limit
Personal and Advertising Injury Limit
Each Occurrence Limit
Damage to Premises Rented to You Limit (Any One Premises)
Medical Expense Limit (Any One Person)
Pricing (for consecutive days)
Unlimited additional insureds may be purchased for $5 under the event policy.
Please note that Products and Operations has been specifically excluded from our Event Insurance. If you need products coverage, or you are looking for a more comprehensive options, please consider purchasing our Annual Policy.
General liability insurance can protect your videography business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.
Video Equipment Insurance
$1,000 Occurrence / $5,000 Aggregate
Also known as inland marine insurance, video equipment insurance can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.
This coverage can protect your photography business from the cost of claims arising from damages done to rented spaces, like a photography studio or event booth. It’s common for property owners and event organizers to require photographers to list them as additional insureds on a policy before renting a space. Full Frame provides photographers with unlimited additional insureds for just $30.
$100,000 Occurrence / $200,000 Aggregate
Professional liability insurance can protect your photography business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach photography classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.
$100,000 Occurrence / $100,000 Aggregate
Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.
Videography Insurance is a liability insurance plan designed by Full Frame to protect videographers from the risks they face on a day-to-day basis. Common risks include trip and fall accidents, client injury, loss of video equipment, property damage, and more. With liability insurance, videographers can create a safety net that protects them from paying thousands of dollars out of pocket when these accidents occur.
Full Frame’s event and annual videography insurance policies both include general liability coverage, which can protect videographers from expenses that arise from third-party bodily injury and property damage claims. Full Frame also provides a variety of additional coverage options, including camera gear insurance, professional liability, cyber liability, and more.
Videography insurance helps protect videographers from liability claims that could financially devastate your business. Common claims that videographers face include bodily injury claims, which arise when an individual is hurt as a result of your business operation, and property damage claims, which—similar to bodily injury—arise when someone’s property is damaged as a result of your business operation.
There are other claims that videographers face, like negligence claims or cyber liability claims, but the likelihood of facing such a claim depends on the business and the services offered. Full Frame provides additional coverage options, like professional liability coverage, cyber liability, camera gear insurance, and more to provide extra coverage according to your business needs.
Whether you run a professional videography business or are just starting as a freelance videographer, you face several liability risks every day on the job. Filming at different locations and with a variety of people exposes you to a wide array of unknowns. In the event of an accident, you could face claims with an out-of-pocket cost in the thousands.
Full Frame’s Videography Insurance can protect your business when something goes wrong. In addition, if you rent studio space or any other location, or plan to participate in events like trade shows to market your services, you may be required to have liability insurance—and to list them as an additional insured—before they allow you to work on their property.
Video equipment insurance can be included into your Full Frame annual Videography Insurance policy. Full Frame offers multiple video equipment insurance options so you can have the coverage that’s best for you. Starting at just $55 per year, you can receive up to $1,000 in coverage per item with a $5K aggregate. For more coverage, you can upgrade your gear insurance policy up to $349 per year for $15K in coverage per item with a $75K aggregate.
Full Frame keeps insurance simple. You can purchase videography event insurance for only $59 and annual videography insurance starting at $129. You also have the option to add an additional insured, such as an event center administrator, for $15 or unlimited additional insureds for $30 on the annual policy. On an event policy, adding unlimited additional insureds is only $5. This provides you peace of mind as you work at any venue your client may request.
Video equipment insurance is an available add-on option for our annual policyholders. We offer tiered pricing on our camera gear insurance starting at just $55, allowing everyone an option fit for their business.
If you perform your videography service in any professional capacity, whether you have years of experience or are just starting out, you face risk and could be held liable to pay hefty expenses if an accident involving your business occurs.
Full Frame’s Videography Insurance plan provides coverage to professional videographers in many industries. With high quality general liability and additional coverage options, you can rest easy knowing your videography business has the protection it needs should the need ever arise.
Common professional videography industries Full Frame covers include: