Videographer Insurance
How videographers protect their gear and business and get back to recording in 10 mins or less
- Video equipment insurance starting at $1,000 per item, $5,000 in total
- $2 million total coverage for general liability, $1 million per occurrence
- 1–3 day event policies for short-term coverage
$129
Optional camera equipment and professional liability insurance available
Annual Plus
The ultimate in Full Frame Videographer Insurance
$184/ year
- $2M in General Liability Coverage
- Multiple Video Equipment Insurance Options
- Additional Policy Options For Added Coverage
- $30 for Unlimited Additional Insureds
Video Equipment Coverage Details
We offer multiple coverage options for video equipment insurance, so you never have to pay for more than you need.
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$1,000 per item/ $5,000 aggregate $55
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$2,000 per item/ $20,000 aggregate $130
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$5,000 per item/$30,000 aggregate $142
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$10,000 per item/ $60,000 aggregate $275
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$15,000 per item/ $75,000 aggregate $349
Annual
Comprehensive coverage without equipment insurance
$129/ year
- Great for the full-time professional
- Additional Policy Options For Added Coverage
- $30 for Unlimited Additional Insureds
Annual Policy Limits of Liability
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General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
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Products - Completed Operations Aggregate Limit Included
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Personal and Advertising Injury Limit $1,000,000
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Each Occurrence Limit $1,000,000
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Damage to Premises Rented to You Limit (Any One Premises) $300,000
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Medical Expense Limit (Any One Person) $5,000
Pricing
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$0 - $100,000 in Annual Sales $129
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$101,000 - $200,000 in Annual Sales $209
Event
Basic one-day videography insurance or up to 3 days of coverage
$59/ 3 days
- $2M in General Liability Coverage
- Unlimited Additional Insureds
Event Coverage Limits of Liability
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General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
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Products - Completed Operations Aggregate Limit Excluded
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Personal and Advertising Injury Limit $1,000,000
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Each Occurrence Limit $1,000,000
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Damage to Premises Rented to You Limit (Any One Premises) $300,000
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Medical Expense Limit (Any One Person) $5,000
Pricing (for consecutive days)
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1-3 Days $59
Who Needs Videography Liability Insurance?
Any professional videographer needs liability insurance. No matter what field you operate your videography business in you face risk and could be held liable to pay hefty expenses if an accident involving your business occurs.
Full Frame’s videography insurance plan provides coverage to professional videographers in many industries. With high-quality general liability and additional coverage options, you can rest easy knowing your videography business has the protection it needs should the need ever arise.
Common professional videography industries Full Frame covers include:
- Wedding Videography
- Event Videography
- Documentary Videography
- Nature Photography
- Real Estate Videography
- Freelance Videographers
Videographer insurance is a series of policies combined to offer videographers the ultimate coverage for their business. Coverages include general liability, camera equipment coverage, additional insureds, and more. Without insurance, videographers face the risk of losing thousands of dollars to claims. Claims are often out of your control and could include a client falling and injuring themselves on your equipment, stolen or damaged equipment, and faulty memory cards. Full Frame provides videographers with their choice of three policies: Event, Annual, and Annual Plus.
What Kinds of Claims Does Videography Insurance Cover?
Videography insurance helps protect videographers from liability claims that could financially devastate your business. Common claims that videographers face include bodily injury claims, which arise when an individual is hurt as a result of your business operation, and property damage claims, which—similar to bodily injury—arise when someone’s property is damaged as a result of your business operation.
There are other claims that videographers face, like negligence claims or cyber liability claims, but the likelihood of facing such a claim depends on the business and the services offered. Full Frame provides additional coverage options, like professional liability coverage, cyber liability, camera gear insurance, and more to provide extra coverage according to your business needs.
Video Equipment Insurance
$1,000 Occurrence / $5,000 Aggregate
Also known as inland marine insurance, video equipment insurance can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.
General Liability
$1M Occurence/ 2M Aggregate
Additional Types of Coverage
Damage to Premises Rented
$300,000 Occurrence / $300,000 Aggregate
This coverage can protect your videography business from the cost of claims arising from damages done to rented spaces, like a film studio or event booth. It’s common for property owners and event organizers to require videographers to list them as additional insureds on a policy before renting a space. Full Frame provides videographers with unlimited additional insureds for just $30.
$100,000 Occurrence / $100,000 Aggregate
Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.
Professional Liability
$100,000 Occurrence / $200,000 Aggregate
Professional liability insurance can protect your videography business from the cost of negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach videography classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.
You're In Good Company With Full Frame
Here’s what other people have to say about their experience.
Really easy & just what I needed now that I’ve upgraded my gear and need to have that peace of mind. Hopefully, I won’t need to submit a claim in the future, but if I do, I hope it goes as well as the purchasing did.
Great, fast insurance at a perfect price. We work and shoot weddins internationally so it was super convenient to have fast, easy coverage for the few weddings that we had in the states this year. There were a couple of changes that I needed to make after purchasing a single-day policy and their customer support was super helpful and fast. Thank you, Full Frame!
The easiest and fastest insurance experience I’ve ever encountered! I was overpaying dramatically for my business insurance before I found Full Frame. I’m so glad I found them!
Quick easy and more affordable than other options. I called to get a question answered and it was a really nice experience, the lady I spoke with was really helpful and kind.
Easier way to get insurance for your event. Hopefully I will never have to use it. 📸📽️
Ordering was super simple. Hopefully if I need to make a claim one day, that will be simple.
We know insurance can be overwhelming
Contact a Full Frame specialist for assistance today!
Questions About Videographer Insurance
Videographer insurance should cover your business from liability to equipment coverage.
Videographer Equipment Insurance
Your camera and lenses get damaged or stolen. That’s a nightmare, but if you’ve got equipment coverage, it could hurt a little less. This coverage protects cameras, lenses, gimbals, lighting equipment and more.
Professional Liability Insurance
Ever had a memory card or something else make it impossible to deliver the pictures or videos? That’s what professional liability insurance is for. Hopefully, it doesn’t happen, but if you fail to deliver on your professional service this could be what protects you financially.
Cyber Insurance
Do you take payment from customers? You might be increasing your risk with every transaction you take. If a hacker were to compromise your clients personal information, you might be required to payout for their losses.
Whether you run a professional videography business or are just starting as a freelance videographer, you face several liability risks every day on the job. Filming at different locations and with a variety of people exposes you to a wide array of unknowns. In the event of an accident, you could face claims with an out-of-pocket cost in the thousands.
Full Frame’s Videography Insurance can protect your business when something goes wrong. In addition, if you rent studio space or any other location, or plan to participate in events like trade shows to market your services, you may be required to have liability insurance—and to list them as an additional insured—before they allow you to work on their property.
Video equipment insurance can be included into your Full Frame annual Videography Insurance policy. Full Frame offers multiple video equipment insurance options so you can have the coverage that’s best for you. Starting at just $55 per year, you can receive up to $1,000 in coverage per item with a $5K aggregate. For more coverage, you can upgrade your gear insurance policy up to $349 per year for $15K in coverage per item with a $75K aggregate.
Camera Gear Insurance Options
- $1,000 per item / $5,000 aggregate $55
- $2,000 per item / $20,000 aggregate $130
- $5,000 per item / $30,000 aggregate $142
- $10,000 per item / $60,000 aggregate $275
- $15,000 per item / $75,000 aggregate $349
Full Frame keeps insurance simple. You can purchase videography event insurance for only $59 and annual videography insurance starting at $129. You also have the option to add an additional insured, such as an event center administrator, for $15 or unlimited additional insureds for $30 on the annual policy. On an event policy, adding unlimited additional insureds is only $5. This provides you peace of mind as you work at any venue your client may request.
Video equipment insurance is an available add-on option for our annual policyholders. We offer tiered pricing on our camera gear insurance starting at just $55, allowing everyone an option fit for their business.
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