Videographer Insurance

Protect your videography business in ten minutes or less.

  • Video equipment insurance starting at $1,000 per item, $5,000 in total
  • $2 million in general liability coverage, $1 million per occurrence
  • 1–3 day event policies for short-term coverage
Buy Event Policy from $59 Buy Annual Policy from $129
 
videographer

Event

Basic coverage over a 3-day period

$59/ 3 days

  • $2M in General Liability Coverage
  • Unlimited Additional Insureds
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Event Coverage Limits of Liability

General Aggregate Limit (Other than Products – Completed Operations)

$2,000,000

Products - Completed Operations Aggregate Limit

Excluded

Personal and Advertising Injury Limit

$1,000,000

Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Medical Expense Limit (Any One Person)

$5,000

Pricing (for consecutive days)

1-3 Days

$59

Unlimited additional insureds may be purchased for $5 under the event policy.

Please note that Products and Operations has been specifically excluded from our Event Insurance. If you need products coverage, or you are looking for a more comprehensive options, please consider purchasing our Annual Policy.

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Annual

Comprehensive coverage without equipment insurance

$129/ year

  • $2M in General Liability Coverage
  • Additional Policy Options For Added Coverage
  • $30 for Unlimited Additional Insureds
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Annual Policy Limits of Liability

General Aggregate Limit (Other than Products – Completed Operations

$2,000,000

Products - Completed Operations Aggregate Limit

Included

Personal and Advertising Injury Limit

$1,000,000

Each Occurrence Limit

$1,000,000

Damage to Premises Rented to You Limit (Any One Premises)

$300,000

Medical Expense Limit (Any One Person)

$5,000

Pricing

$0 - $100,000 in Annual Sales

$129

$101,000 - $200,000 in Annual Sales

$209

An individual can purchase one additional insured for $15, and $30 for an unlimited number of additional insured's under the annual policy.

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Annual Plus (Recommended)

The ultimate in Full Frame coverage

$184/ year

  • $2M in General Liability Coverage
  • Multiple Camera Equipment Insurance Options
  • Additional Policy Options For Added Coverage
  • $30 for Unlimited Additional Insureds
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Camera Equipment Coverage Details

$1,000 per item/ $5,000 aggregate

$55

$2,000 per item/ $20,000 aggregate

$130

$5,000 per item/$30,000 aggregate

$142

$10,000 per item/ $60,000 aggregate

$275

$15,000 per item/ $75,000 aggregate

$349

To add equipment insurance to your annual policy and choose the proper amount of coverage you need, review the limits and prices above.

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General Liability

$1M Occurrence / $2M Aggregate

 

General liability insurance can protect your videography business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

 

Video Equipment Coverage

$1,000 Occurrence / $5,000 Aggregate

 

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.

 

Buy from $184/year
 

Damage To Rented Premises

$300,000 Occurrence / $300,000 Aggregate

 

This coverage can protect your photography business from the cost of claims arising from damages done to rented spaces, like a photography studio or event booth. It’s common for property owners and event organizers to require photographers to list them as additional insureds on a policy before renting a space. Full Frame provides photographers with unlimited additional insureds for just $30.

 

Professional Liability

$100,000 Occurrence / $200,000 Aggregate

 

Professional liability insurance can protect your photography business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach photography classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

 

 

Cyber Liability

$100,000 Occurrence / $100,000 Aggregate

 

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

 

We know insurance can be overwhelming.

Contact a Full Frame Insurance specialist for assistance today!

Frequently Asked Questions

Videography Insurance is a liability insurance plan designed by Full Frame to protect videographers from the risks they face on a day-to-day basis. Common risks include trip and fall accidents, client injury, loss of video equipment, property damage, and more. With liability insurance, videographers can create a safety net that protects them from paying thousands of dollars out of pocket when these accidents occur.

 

Full Frame’s event and annual videography insurance policies both include general liability coverage, which can protect videographers from expenses that arise from third-party bodily injury and property damage claims. Full Frame also provides a variety of additional coverage options, including camera gear insurance, professional liability, cyber liability, and more.

 

Get Covered Today

Videography insurance helps protect videographers from liability claims that could financially devastate your business. Common claims that videographers face include bodily injury claims, which arise when an individual is hurt as a result of your business operation, and property damage claims, which—similar to bodily injury—arise when someone’s property is damaged as a result of your business operation.

 

There are other claims that videographers face, like negligence claims or cyber liability claims, but the likelihood of facing such a claim depends on the business and the services offered. Full Frame provides additional coverage options, like professional liability coverage, cyber liability, camera gear insurance, and more to provide extra coverage according to your business needs.

 

Get Covered Today

Whether you run a professional videography business or are just starting as a freelance videographer, you face several liability risks every day on the job. Filming at different locations and with a variety of people exposes you to a wide array of unknowns. In the event of an accident, you could face claims with an out-of-pocket cost in the thousands.

 

Full Frame’s Videography Insurance can protect your business when something goes wrong. In addition, if you rent studio space or any other location, or plan to participate in events like trade shows to market your services, you may be required to have liability insurance—and to list them as an additional insured—before they allow you to work on their property.

 

Get Covered Today

Yes, Full Frame offers a variety of camera equipment insurance options that can be included into your annual Photographer Insurance policy.

 

Equipment insurance can be included into your Full Frame annual Videography Insurance policy. Full Frame offers multiple video equipment insurance options so you can have the coverage that’s best for you. Starting at just $55 per year, you can receive up to $1,000 in coverage per item with a $5K aggregate. For more coverage, you can upgrade your gear insurance policy up to $349 per year for $15K in coverage per item with a $75K aggregate.

 

Camera Gear Insurance Options

  • $1,000 per item / $5,000 aggregate $55
  • $2,000 per item / $20,000 aggregate $130
  • $5,000 per item / $30,000 aggregate $142
  • $10,000 per item / $60,000 aggregate $275
  • $15,000 per item / $75,000 aggregate $349

 

Get Covered Today

Full Frame keeps insurance simple. You can purchase videography event insurance for only $59 and annual videography insurance starting at $129. You also have the option to add an additional insured, such as an event center administrator, for $15 or unlimited additional insureds for $30 on the annual policy. On an event policy, adding unlimited additional insureds is only $5. This provides you peace of mind as you work at any venue your client may request.

Video equipment insurance is an available add-on option for our annual policyholders. We offer tiered pricing on our camera gear insurance starting at just $55, allowing everyone an option fit for their business.

 

Get Covered Today

If you perform your videography service in any professional capacity, whether you have years of experience or are just starting out, you face risk and could be held liable to pay hefty expenses if an accident involving your business occurs.

 

FFull Frame’s Videography Insurance plan provides coverage to professional videographers in many industries. With high quality general liability and additional coverage options, you can rest easy knowing your videography business has the protection it needs should the need ever arise.

 

Common professional videography industries Full Frame covers include:

 

  • - Wedding Videography
  • - Event Videography
  • - Documentary Videography
  • - Nature Photography
  • - Real Estate Videography

 

Get Covered Today