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Videographer
Insurance

How videographers protect their gear and business and get back to recording in 10 mins or less

  • Video equipment insurance starting at $1,000 per item, $5,000 in total
  • $2 million total coverage for general liability, $1 million per occurrence
  • 1–3 day event policies for short-term coverage
Buy Annual from $129
Buy Event from $59

Annual Plus

The ultimate in Full Frame Videographer Insurance

$184/ year

  • $2M in General Liability Coverage
  • Multiple Video Equipment Insurance Options
  • Additional Policy Options For Added Coverage
  • $30 for Unlimited Additional Insureds
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Video Equipment Coverage Details

We offer multiple coverage options for video equipment insurance, so you never have to pay for more than you need.

  • $1,000 per item/ $5,000 aggregate $55
  • $2,000 per item/ $20,000 aggregate $130
  • $5,000 per item/$30,000 aggregate $142
  • $10,000 per item/ $60,000 aggregate $275
  • $15,000 per item/ $75,000 aggregate $349

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Annual

Comprehensive coverage without equipment insurance

$129/ year

  • Great for the full-time professional
  • Additional Policy Options For Added Coverage
  • $30 for Unlimited Additional Insureds
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Annual Policy Limits of Liability

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products - Completed Operations Aggregate Limit Included
  • Personal and Advertising Injury Limit $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Pricing

  • $0 - $100,000 in Annual Sales $129
  • $101,000 - $200,000 in Annual Sales $209
An individual can purchase one additional insured for $15, and $30 for an unlimited number of additional insured’s under the annual policy.

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Event

Basic one-day videography insurance or up to 3 days of coverage

$59/ 3 days

  • $2M in General Liability Coverage
  • Unlimited Additional Insureds
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Event Coverage Limits of Liability

  • General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
  • Products - Completed Operations Aggregate Limit Excluded
  • Personal and Advertising Injury Limit $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Pricing (for consecutive days)

  • 1-3 Days $59
Unlimited additional insureds may be purchased for $5 under the event policy.
Please note that Products and Operations has been specifically excluded from our Event Insurance. If you need products coverage, or you are looking for a more comprehensive options, please consider purchasing our Annual Policy.

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Camera Equipment Insurance

You’ve probably spent hundreds to thousands of dollars on your videography equipment. The last thing you want to deal with is it getting damaged and having to pay the replacement costs out of your own pocket.

Your camera equipment insurance can cover an array of gear, such as lenses, lighting equipment, video equipment, and more. Our policy is designed to respond to equipment insurance claims on and off premises and during transportation.

When you purchase an annual videographer insurance policy, you have the option of adding camera equipment insurance for an additional cost.

Buy from $184/ year >

General Liability Insurance

You never know what will happen during a video shoot. Outside variables could cause unfortunate incidents and financial strain.

Our general liability policy is designed to respond to various liability claims, such as:

– Bodily Injury
– Property Damage
– Personal Injury

With general liability insurance coverage, you can focus on taking your videography business to new heights and have financial peace of mind.

Pick a plan >

Guy outside taking photos
Two co workers at a studio

Additional Insureds

An additional insured is a person or organization (not an employee or a friend) that can be added to your insurance policy by endorsement. Your policy may protect that additional insured from claims arising out of your negligence.

Event policyholders can add unlimited additional insureds for $5 and annual policyholders can add one additional insured for $15 and unlimited insureds for $30.

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Affordable Coverage

You need videographer insurance that is affordable, comprehensive, and framed specifically for your business.

We offer event insurance starting at $59 and annual insurance starting at $99. Get videography insurance that matches your lifestyle and buy online today.

To learn more about our options, please click here.

Who Needs Videography Liability Insurance?

Any professional videographer needs liability insurance. No matter what field you operate your videography business in you face risk and could be held liable to pay hefty expenses if an accident involving your business occurs. 

Full Frame’s videography insurance plan provides coverage to professional videographers in many industries. With high-quality general liability and additional coverage options, you can rest easy knowing your videography business has the protection it needs should the need ever arise.

Common professional videography industries Full Frame covers include:

  • Wedding Videography
  • Event Videography
  • Documentary Videography
  • Nature Photography
  • Real Estate Videography
  • Freelance Videographers

Videographer insurance is a series of policies combined to offer videographers the ultimate coverage for their business. Coverages include general liability, camera equipment coverage, additional insureds, and more. Without insurance, videographers face the risk of losing thousands of dollars to claims. Claims are often out of your control and could include a client falling and injuring themselves on your equipment, stolen or damaged equipment, and faulty memory cards. Full Frame provides videographers with their choice of three policies: Event, Annual, and Annual Plus.

What Kinds of Claims Does Videography Insurance Cover?

Videography insurance helps protect videographers from liability claims that could financially devastate your business. Common claims that videographers face include bodily injury claims, which arise when an individual is hurt as a result of your business operation, and property damage claims, which—similar to bodily injury—arise when someone’s property is damaged as a result of your business operation.

There are other claims that videographers face, like negligence claims or cyber liability claims, but the likelihood of facing such a claim depends on the business and the services offered. Full Frame provides additional coverage options, like professional liability coverage, cyber liability, camera gear insurance, and more to provide extra coverage according to your business needs.

Video Equipment Insurance

$1,000 Occurrence / $5,000 Aggregate

Also known as inland marine insurance, video equipment insurance can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.

Buy from $184/year

General Liability

$1M Occurence/ 2M Aggregate

General liability insurance can protect your videography business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Additional Types of Coverage

Damage to Premises Rented
$300,000 Occurrence / $300,000 Aggregate

This coverage can protect your videography business from the cost of claims arising from damages done to rented spaces, like a film studio or event booth. It’s common for property owners and event organizers to require videographers to list them as additional insureds on a policy before renting a space. Full Frame provides videographers with unlimited additional insureds for just $30.

Cyber Liability
$100,000 Occurrence / $100,000 Aggregate
 

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Professional Liability
$100,000 Occurrence / $200,000 Aggregate

Professional liability insurance can protect your videography business from the cost of negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach videography classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

We know insurance can be overwhelming

Contact a Full Frame specialist for assistance today!

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Questions About Videographer Insurance

Videography Insurance is a liability insurance plan designed by Full Frame to protect videographers from the risks they face on a day-to-day basis. Common risks include trip and fall accidents, client injury, loss of video equipment, property damage, and more. With liability insurance, videographers can create a safety net that protects them from paying thousands of dollars out of pocket when these accidents occur. Full Frame’s event and annual videography insurance policies both include general liability coverage, which can protect videographers from expenses that arise from third-party bodily injury and property damage claims. Full Frame also provides a variety of additional coverage options, including camera gear insurance, professional liability, cyber liability, and more.

Videographer insurance should cover your business from liability to equipment coverage.

Videographer Equipment Insurance

Your camera and lenses get damaged or stolen. That’s a nightmare, but if you’ve got equipment coverage, it could hurt a little less. This coverage protects cameras, lenses, gimbals, lighting equipment and more. 

Professional Liability Insurance

Ever had a memory card or something else make it impossible to deliver the pictures or videos? That’s what professional liability insurance is for. Hopefully, it doesn’t happen, but if you fail to deliver on your professional service this could be what protects you financially.

Cyber Insurance

Do you take payment from customers? You might be increasing your risk with every transaction you take. If a hacker were to compromise your clients personal information, you might be required to payout for their losses.

Whether you run a professional videography business or are just starting as a freelance videographer, you face several liability risks every day on the job. Filming at different locations and with a variety of people exposes you to a wide array of unknowns. In the event of an accident, you could face claims with an out-of-pocket cost in the thousands.

Full Frame’s Videography Insurance can protect your business when something goes wrong. In addition, if you rent studio space or any other location, or plan to participate in events like trade shows to market your services, you may be required to have liability insurance—and to list them as an additional insured—before they allow you to work on their property.

Video equipment insurance can be included into your Full Frame annual Videography Insurance policy. Full Frame offers multiple video equipment insurance options so you can have the coverage that’s best for you. Starting at just $55 per year, you can receive up to $1,000 in coverage per item with a $5K aggregate. For more coverage, you can upgrade your gear insurance policy up to $349 per year for $15K in coverage per item with a $75K aggregate.

Camera Gear Insurance Options

  • $1,000 per item / $5,000 aggregate $55
  • $2,000 per item / $20,000 aggregate $130
  • $5,000 per item / $30,000 aggregate $142
  • $10,000 per item / $60,000 aggregate $275
  • $15,000 per item / $75,000 aggregate $349

Full Frame keeps insurance simple. You can purchase videography event insurance for only $59 and annual videography insurance starting at $129. You also have the option to add an additional insured, such as an event center administrator, for $15 or unlimited additional insureds for $30 on the annual policy. On an event policy, adding unlimited additional insureds is only $5. This provides you peace of mind as you work at any venue your client may request.

Video equipment insurance is an available add-on option for our annual policyholders. We offer tiered pricing on our camera gear insurance starting at just $55, allowing everyone an option fit for their business.

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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.

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Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Professional Liability

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.