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Liability Insurance for Wedding Photographers

Wedding photographers capture one of life’s most joyous moments, snapping shots as a couple embarks on a new life together. Protect your wedding photography business with Full Frame Insurance. Our policies are targeted toward small photography business owners, freelance photographers, and contract workers.

Event Insurance

1 - 3 Day Coverage

Buy Online from $59

Annual Insurance

General & Optional Equipment Coverage

Buy Online from $99

*Not available in all states. Click here to see a list of states that are eligible for coverage.

 
 

Examples of Exposures Wedding Photographers May Face

  • A bride tripping over one of your lights
  • You tripping and falling into the wedding cake
  • During a photo shoot, you damage property at the wedding venue 
 

Frequently Asked Questions

Bridal photoshoot

Wedding photography insurance provides liability coverage for you and your wedding photography business, protecting you from potential claims of bodily injury, property damage, and more. Purchasing wedding photography insurance provides you with general liability coverage that could help cover the costs of potential medical and legal fees associated with covered claims.

Engagement photography in a field

Full Frame Insurance keeps it simple. You can purchase wedding photography event insurance for only $59 and annual wedding photography insurance starting at $99. You can also add an additional insured, such as an event center administrator, for $15 or unlimited additional insureds for $30 on the annual policy. Adding an additional insured on the event policy is $5 for unlimited additional insureds.

This provides you peace of mind and the ability to work at any venue your client may request.

Wedding photography equipment insurance is an available add-on option for our annual policyholders. Our equipment insurance is tiered in pricing, based upon the amount of coverage you need to protect your wedding photography gear. Equipment coverage starts at $55.

Engagement photography in steps

Yes! As a professional wedding photographer, you face several liability risks. Capturing your client's perfect day at several different locations exposes you to a wide array of unknowns and you can't always have full control of every situation. Should something go wrong, you could be held liable for a variety of expenses, including medical bills, repairs and legal fees. Wedding photography insurance can help you weather each and every storm at the weddings you shoot.

 
 

Benefits Snapshots

  • No Quote Process
  • 24/7 Access to Policy Documents
  • Proof of Coverage (printable)
  • Robust, Quality Coverage Scaled to Your Business
  • Convenient Online Purchasing
  • Instant Coverage
  • No Deductible on Liability Claims
  • Not Location Specific
  • Peace of Mind

Now available in:

AK, AL, AZ, CA, CO, CT, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MO, MS, MT, NE, NH, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY

If you do not see your state listed, please check back. We are adding new states regularly and will soon cover all 50 states

EVENT POLICY

$59
  • 1–3 Days Policy Options
  • General Liability
    (Does not include product liability, property, or equipment insurance)
  • Personal and Advertising Injury
 
Not Ready to Purchase?
 

ANNUAL POLICY

$99
  • General Liability
  • Product Liability
  • Add Ons Available
    (Equipment Insurance)