Wedding Photographer Insurance
Protect your wedding photography business. Purchase online in ten minutes or less.
- Camera equipment insurance starting at $1,000 per item, $5,000 in total
- $2 million total coverage for general liability, $1 million per occurrence
- 1–3 day event policies for short-term coverage
Safeguarding Your Passion: Don't let gear malfunctions or theft hinder your photography journey - equipment coverage keeps you thriving
Do Wedding Photographers
Need
Photography Liability Insurance?
Wedding photographers are often required to have photography liability insurance in order to capture weddings. Wedding photographers can face claims like trip and fall accidents, property damage, faulty memory cards, and more. Liability claims can cause serious financial harm and halt your photography business in its tracks. Wedding photographer insurance can protect your business from the cost of claims, allowing you to continue running your business with peace of mind.
Wedding Photography Insurance Policies
Protect your wedding photography business with our annual packages with up to $2 million general liability coverage, multiple options for camera equipment insurance, and additional policy options for customized coverage.
Designed for photographers who only need short-term coverage, our event policy provides the basic protection your business needs over a 3-day period. With our event policy, you’ll never have to worry about insurance when you don’t absolutely need it.
365 Days of Coverage
- General Liability (2M Limit)
- Products-Completed Operations (2M Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
$23.83 / month
or $271/year
Event Policy
1-3 Days of Coverage
For photographers and videographers who need basic liability coverage over a 1-3 day period. Add unlimited additional insureds for any event.
$59 / 3 days
MOST POPULAR
Annual +
365 Days of Coverage
- General Liability (2M Limit)
- Products-Completed Operations (2M Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
$23.83 / month
or $271 / year
Annual Policy
365 Days of Coverage
For photographers and videographers who need long-term liability coverage and protection, but don’t need camera equipment insurance. Additional coverage options available.
$12 / month
or $129 / year
Wedding Photographer Coverage Details
Keep scrolling for a closer look at insurance for wedding photographers.
General Liability
$2M Aggregate
Available on our Annual Policy: $2M Occurrence/$2M Aggregate (+$6.42/month)
Camera Equipment Insurance
Up to $75,000 Aggregate
Damage To Rented Premises
$300,000 Aggregate
Professional Liability
$200,000 Aggregate
Cyber Liability
$100,000 Aggregate
Is Camera Equipment Insurance Included In Wedding Photographer Insurance Coverage?
When it comes to camera equipment insurance, you have a few options. Our recommended policy, the Annual Plus policy, includes camera equipment insurance and has multiple coverage options to fit your business needs. Our Annual and Event policies do not include camera equipment coverage. However, you can add it to your policy if you would like that extra protection.
Camera equipment insurance is a fantastic coverage to include on your policy. We understand that your camera equipment is not only expensive but the heart of your business. If it is damaged or stolen, you could be looking at thousands of dollars to replace or repair it. Camera equipment insurance can help mitigate or even eliminate those out-of-pocket costs.
Can I List A Venue As An Additional Insured?
An additional insured is a landlord or business owner from whom you rent a business space, studio space, or event booth. It is standard practice for a landlord or event organizer to require you to list them as an additional insured. You can add an additional insured to your insurance policy at any time. For $30 you can have unlimited additional insureds.
Questions About Wedding Photographer Insurance
Wedding photography insurance is a liability insurance plan designed to protect wedding photographers from the cost of liability claims. Just one liability claim could cost your business thousands of dollars and damage your reputation. Full Frame provides wedding photographers with annual and event policies that include general liability coverage that can protect your business from the cost of bodily injury and property damage claims. It can also include camera equipment insurance to protect your gear as well as extra policy options for added coverage.
Professional wedding photographers face several liability risks. Some claims could look like a client tripping and injuring themselves on your camera equipment, a faulty memory card, and even your camera equipment getting damaged. Capturing your client’s perfect day at several different locations exposes you to a wide array of unknowns and you can’t always have full control of every situation. Should something go wrong, you could be held liable for a variety of expenses, including medical bills, repairs, and legal fees. Wedding photography insurance can help you weather each and every storm at the weddings you shoot.
Full Frame provides annual and event policies. Annual policies that include general liability and equipment coverage cost as low as $23.83/month or $184 a year. Annual policies without equipment coverage start at $12/month or $129/year. Full Frame’s event policy costs $59 for three days of coverage and includes general liability coverage.
Additional policy options are also available for annual policies at added cost for businesses that require more coverage, including professional liability insurance and cyber liability insurance.
One-day event insurance provides coverage for one to three days. This coverage is best if you are just testing out photography or just need it for a single wedding. If you plan on capturing more than two weddings or events, it is best to purchase an annual policy. Our Annual and Annual Plus policy provides year-round coverage in addition to multiple camera equipment options and extra policy options for a more robust wedding photographer insurance policy.
- Matnetik
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