Commercial Videographer
Insurance

Protect your commercial videography business. Purchase online in ten minutes or less.

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Do Commercial Videographers Need Liability Insurance?

As a commercial videographer, you can work in a variety of industries to produce a variety of high-quality videos. Every industry has its risks, though. Without commercial videographer insurance, your videography business could face thousands of dollars or more in liability claims. Full Frame provides videographers with high-quality, low-cost coverage, including general liability, camera equipment insurance, and more to mitigate the cost of claims and help videographers protect their businesses.


Commercial Videographer Policies

Protect your commercial videography business with our annual packages with up to $2 million general liability coverage, multiple options for camera equipment insurance, and additional policy options for customized coverage.

Designed for videographers who only need short-term coverage, our event policy provides the basic protection your business needs over a 3-day period. With our event policy, you’ll never have to worry about insurance when you don’t absolutely need it.

Event

Basic coverage over a 3 day period

$59/ 3 days

Annual

Perfect for 3 or more shoots per year. Optional gear and professional services coverage.

$129/ year

Annual Plus

The ultimate in Full Frame coverage

$184/ year

Instructional Videographer Insurance

As an instructional videographer, you create videos that are both informative and visually interesting. This can be highly rewarding, but it can also be risky. If you cause someone to get hurt or cause property damage while filming an instructional video, you could be liable to pay for it. Commercial videographer insurance can protect you from the cost of liability claims when accidents occur, allowing you to continue running your business with peace of mind.

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Legal Deposition Videographer Insurance

Videographers that film depositions for lawyers and court cases have a unique set of risks. If a witness is harmed or if property damage occurs while filming a deposition, you could face thousands of dollars in fees, medical bills, and more. Commercial videographer insurance can protect you with up to $2 million in coverage for general liability claims as well as a variety of camera equipment insurance options, professional liability coverage, and more.

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Real Estate Videographer Insurance

Visiting and filming beautiful homes is one of the greatest benefits of being a real estate videographer. Your job can take you to some truly incredible properties, but with that opportunity comes a great risk. If you accidentally damage the home or property you’re filming, you could be found liable to pay for it. Commercial videographer insurance can protect you from the out-of-pocket cost of property damage accidents and allow you to continue filming properties with peace of mind.

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Safety Training Videographer Insurance

Safety training videos are effective ways to communicate information to employees. As a result, safety training videographers are in high demand. This great business opportunity also comes with risks. Accidents and injuries are real threats when filming safety training videos. Without proper protection, you could face thousands of dollars or more in liability claims. With commercial videographer insurance, you can rest easy knowing you have the coverage you need to protect your business should an accident occur.

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Frequently Asked Questions About Commercial Videographer Insurance

Full Frame Insurance, professional videography insurance starts at $59 for up to 3-days of coverage, $129 a year for annual coverage, or $184 a year for annual coverage that includes video equipment insurance.

Would you believe our number one claim is from broken and damaged equipment? If your equipment is valuable and expensive and you work with different clients at several different locations or rent your business space, you are susceptible to risk. Risk comes in many shapes and sizes and can lead to claims, including a client tripping and injuring themselves on your business equipment or your camera equipment getting damaged.

Commercial videography insurance can protect you from the cost of claims. The example claims mentioned above could cost thousands of dollars in out-of-pocket defense and claims costs if you don’t have professional videography insurance. 

You need commercial videographer insurance if you are a:

  • Wedding Videographer
  • Professional Videographer
  • Food Videographer
  • Fine Art Videographer
  • Business Videographer
  • Event Videographer
  • School Portrait Videographer
  • Sports Videographer

As a professional videographer, you need several different types of coverages. 

  • General Liability Insurance
  • Video Camera Insurance (Gear Coverage)
  • Professional Liability
  • Cyber Liability Insurance 

Full Frame Insurance provides videographers with a complete round-up of coverages through our three different policy options. We offer Event, Annual, and Annual Plus Equipment Insurance. 

Our Event policy is a great idea if you only need coverage for up to three days. It provides up to $2M in general liability coverage, however, this policy does not include camera equipment coverage. 

Our Annual policy provides professional videographers year-round coverage without equipment insurance. It includes up to $2M in general liability and unlimited additional insureds for $30. 

Our Annual Plus Equipment policy is our most recommended policy and provides the ultimate coverage. With multiple camera equipment insurance options, up to $2M in general liability coverage, and additional policy options, you have the ultimate business videographer insurance.

Filing a claim doesn’t have to be stressful! Here are 4 simple steps on how to file a claim:

  1. Login to your user dashboard
  2. Click “File a Claim” 
  3. Follow the promptings
  4. You can also contact one of our customer service representatives and they can help you with the process. 
5/5
“Super easy to navigate – everything is very clear and easy to understand. I had a question, called, they picked up and answered my question right away. Feeling a lot better now that my gear is insured!”

- Matnetik

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General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.

Professional Liability

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.