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Commercial Videographer Insurance

Protect your commercial videography business. Purchase online in ten minutes or less.

Starting at $12/month or $129/year

As low as $59/per event

General liability only
4.2/5 Stars
Rated 4.2 out of 5


Commercial Videographer Policies

Protect your commercial videography business with up to $2 million in general liability coverage with videographer insurance from Full Frame Insurance (FFI). Boost your protection by adding coverage for your cameras and equipment, professional liability (aka “errors and omissions”), cyber liability, and more. 

Just need short-term coverage? Not a problem! Our short-term event policy provides the basic protection you need for 1-3 day events.

MOST POPULAR
Annual +
365 Days of Coverage
4.2/5 Stars
Rated 4.2 out of 5
$30.17 / month

or $347/year

Event Policy
1-3 Days of Coverage
For photographers and videographers who need basic liability coverage over a 1-3 day period. Add unlimited additional insureds for any event.
$59 / 3 days
MOST POPULAR
Annual +
365 Days of Coverage
4.2/5 Stars
Rated 4.2 out of 5
$30.17 / month

or $347 / year

Annual Policy
365 Days of Coverage
For photographers and videographers who need long-term liability coverage and protection, but don’t need camera equipment insurance. Additional coverage options available.
$12 / month

or $129 / year

Do Commercial Videographers Need Liability Insurance?

Yes! Commercial videographer insurance is designed to protect your business from costly (but all too common) claims that can happen on set or on location. Commercial videographers work across many industries and environments, and each comes with its own risks. 

If someone is injured, property is damaged, or your gear is stolen or damaged, expenses can add up quickly. Full Frame offers affordable coverage options, including general liability, professional liability (failure to deliver), and camera equipment insurance, so you can take on projects with more confidence.

Instructional Videographers

Instructional videography can be rewarding, but filming on set or on location still comes with risk. If someone gets hurt during a shoot or you accidentally damage property, you could be held responsible for the costs.

Commercial videographer insurance can help cover liability claims when accidents happen, so you can keep your business moving forward with less stress.

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Legal Deposition Videographers

Deposition videography comes with high expectations and real on-site risk. If someone is injured during a recording, or if you accidentally damage property at an office or courthouse, the resulting costs can add up quickly.

Commercial videographer insurance can help protect your business with up to $2 million in general liability coverage, plus camera equipment insurance options and add-ons, like professional liability.

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Real Estate Videographers

Real estate videography gives you access to beautiful homes, but filming inside someone else’s property comes with real risk. If you accidentally scratch a floor, damage a fixture, or break something during a job, you could be responsible for the cost.

Commercial videographer insurance can help cover property damage claims and related legal expenses, so you can keep filming with confidence.

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Safety Training Videographers

Commercial videographer insurance helps protect your business when you film safety training content, and something goes wrong on set. If someone gets hurt or property is damaged, the resulting liability claim can be expensive, setting your business back.

Safety training videos are in high demand and are often filmed in workplaces such as warehouses, job sites, and production floors. Those types of environments can increase the chance of accidents and injuries during a shoot. The right coverage helps you keep working with less financial risk.

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Frequently Asked Questions About Commercial Videographer Insurance

The cost of insurance for commercial videographers starts at $59 per short-term event or $12 per month for year-round coverage. The most popular option among videographers is FFI’s Annual Plus plan. It bundles camera equipment insurance with general liability coverage, which has a starting cost of $30.17 per month

Most videographers should have:

  • General liability insurance to help cover accidental third-party injury or property damage claims during a shoot
  • Camera equipment coverage (inland marine) to help repair or replace gear that is stolen or accidentally damaged
  • Professional liability / failure to deliver (aka “errors and omissions”) to help cover claims of mistakes or issues (like a failed memory card) that make it impossible to fulfill a contract
  • Drone Liability Insurance
  • Drone Coverage

Learn more about liability insurance for videographers.

Yes! Commercial videography insurance from FFI is designed to cover you for a range of shoot types, as long as the work fits within what your policy defines as covered operations. If you also film events, real estate, interviews, or travel content, you may still be covered.

The safest approach is to make sure all the services you offer are listed or described accurately on your application and policy, so there are no surprises if you file a claim.

Not necessarily; videography insurance is general liability coverage. It’s designed to cover third-party injury or property damage claims. However, if you bundle camera equipment coverage in your plan, then your insurance is designed to cover your gear.

Rated 5 out of 5
“Super easy to navigate – everything is very clear and easy to understand. I had a question, called, they picked up and answered my question right away. Feeling a lot better now that my gear is insured!”

- Matnetik

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Camera Equipment (Inland Marine)
(Optional With Annual Plans Only)

Also known as inland marine insurance, camera equipment coverage protects your business from the cost of repairing or replacing damaged or stolen business equipment. This includes camera bodies, lenses, lighting equipment, and business equipment. We offer multiple levels of equipment coverage based on your business needs.

Failure to Deliver (Professional Liability)
(Optional With Annual Plans Only)

Failure to deliver coverage — also known as professional liability or errors and omissions — protects your business from the cost of negligence claims. These can arise from professional mistakes, like giving bad instructions, memory card or equipment failures ruining your shoot, or a last-minute illness that means you can’t fulfill your contract.

General Liability

General liability is designed to protect your business from the cost of third-party bodily injury and property damage claims (like if a client trips over your gear at a shoot and injures themselves). It also protects against the cost of copyright infringement claims and personal and advertising injury claims.

Data Breach (Cyber Liability)
(Optional With Annual Plans Only)

Cyber liability insurance protects your business from the costs you face because of a cybersecurity breach. Cybercrime is a common threat to businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection in your policy.

Drone Coverage Insurance

Drone Coverage is a type of inland marine coverage (aka equipment coverage). It protects your investment in your gear by helping pay to repair or replace drones used for your business that are broken or stolen. You can add Drone Coverage to any Annual+ policy.

Important note: To qualify for Drone Coverage, you also need to carry Drone Liability Insurance, which covers your risk of harming other people or their property while operating your drones.

Drone Liability Insurance

Drone Liability Insurance covers your risk of physically injuring someone else or damaging their property while operating a drone. For example, if your drone clips a sign or drops onto someone’s car, this coverage could pay for repair costs or medical bills. You can buy it as an add-on to any Annual or Annual+ policy.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.