Special Event
Photography Insurance
Protect your special event photography business. Purchase online in ten minutes or less.
- Camera equipment insurance starting at $1,000 per item, $5,000 in total
- $2 million total coverage for general liability, $1 million per occurrence
- 1–3 day event policies for short-term coverage
Special Events Photography Policies
Protect your special events photography business with our annual packages with up to $2 million general liability coverage, multiple options for camera equipment insurance, and additional policy options for customized coverage.
Designed for photographers who only need short-term coverage, our event policy provides the basic protection your business needs over a 3-day period. With our event policy, you’ll never have to worry about insurance when you don’t absolutely need it.
Event
$59/ 3 days
- A+ General Liability Coverage
- Unlimited Additional Insureds
Annual
Perfect for 3 or more shoots per year. Optional gear and professional services coverage.
$129/ year
- Great for the full-time professional
- General Liability $1M/$2M
- No deductible for General Liability
Annual Plus
Full Frame’s Ultimate Gear Coverage
$184/ year
- A+ Rated General Liability Coverage
- Multiple Equipment Coverage Options
- Extra Policy Options For Added Coverage
- $30 for Unlimited Additional Insureds
Do Special Event Photographers Need Liability Insurance?
Corporate Event Photographer Insurance
High-energy events can make being a corporate event photographer fun and exciting! From photographing various aspects of the event to getting those last final-moment shots, you play a critical role in telling an event’s story. That’s why you need special event photographer insurance to protect your business in case you cause or are involved in an accident during an event.
Sports Event Photographer Insurance
Sports photographers can cover a variety of sports events, from pro of semi pro basketball games to youth track meets and everything in between. Stay in the game with Full Frame’s special event photographer insurance, designed to protect your sports photography business with general liability, camera equipment insurance, and more.
Here’s a breakdown of our coverage
Frequently Asked Questions About Special Events Photographer Insurance
Special event photography is any professional photography for birthday parties, corporate events, baby showers, bridal showers, anniversaries, or sporting events. Protect your business with special event photography insurance today!
As a special event photographer, your business has unique needs. That is why we offer three different policy options: Event, Annual, and Annual Plus.
Our Photographers Event Insurance starts at $59 for three days of coverage. It provides up to $1M per occurrence and $2M Aggregate in coverage limits. This policy includes unlimited additional insureds for $5. It does not include any camera equipment insurance. This policy is a great choice if you are just testing the waters of photography.
Our Photographer Annual insurance starts at $129 per year and offers a more well-rounded carousel of coverages. This policy includes up to $1M per occurrence and up to $2M aggregate. With this policy, you have the option of adding camera equipment coverage, unlimited additional insureds, professional liability insurance, and cyber liability insurance.
Our Annual Plus photographers insurance is our most recommended policy for special event photographers. Starting at $184 per year this policy includes camera equipment insurance, damage to rented premises coverage, and general liability with up to $1M per occurrence and $2M aggregate. You also have the option to increase your limits of insurance to better suit your business needs. With this policy, you can also add unlimited additional insureds, professional liability, and cyber liability.
As a special event photographer, you are faced with several different risks. These risks can include a client tripping over your lighting equipment and injuring themselves or accidentally using a faulty memory card that loses all the photos from a corporate dinner. These risks can lead to claims which can lead to hefty out-of-pocket expenses if you don’t have photography event insurance. With photographers’ insurance, these claims can be resolved quickly and can mitigate or even eliminate the out-of-pocket costs.
While filing a claim is never fun, here at Full Frame we’ve made it easy for you. Here are 4 simple steps on how to file a claim.
- Login to your user dashboard
- Click “File a Claim”
- Follow the promptings
- You can also contact one of our customer service representatives and they can help you with the process.
For additional information here is a blog on how to file a claim.
Yes! You can add an additional insured at any time by signing in to your user dashboard and adding the coverage along with the additional insured information.
An additional insured is either a landlord or event organizer who requires you to list them on your insurance policy and your policy extends coverage to them. It is standard practice for landlords to require you to list them as an additional insured. Additional insureds can also include studio owners, photography event organizers, or national parks.
You would want to include an additional insured if you are renting a space or are taking photos anywhere that involves risk to the property owner, you may want to include an additional insured. It is $15 for access to unlimited additional insureds on your special event photography insurance policy.
Yes! Our event policy starts out at $59 for up to three days of coverage.