Special Event Insurance for Photographers
Worry less about risks and collaborate more with clients to deliver photos that help them relive important moments again and again.
- $2 million general liability
- Up to $75K in camera equipment insurance
- Year-round protection or 1–3 day event policies for short-term coverage
Insurance That Covers You While You Cover Special Events
Full Frame’s annual packages are designed for event photographers like you. Choose a policy with up to $2 million general liability coverage, multiple options for camera equipment insurance, and additional coverage options you can customize.
Only need short-term coverage? Our event policy provides the essential protection your business needs over a 3-day period.
- General Liability (2M Limit)
- Products-Completed Operations (2M Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
or $271/year
- General Liability (2M Limit)
- Products-Completed Operations (2M Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
or $271 / year
or $129 / year
Do Special Event Photographers Need Liability Insurance?
Corporate Event Photographer Insurance
Photographing high-energy functions is fun and exciting! From capturing key moments of the event to getting those perfect candid shots, you play a critical role in documenting events. So protect your business’s story and theirs from unexpected plot twists with special event photographer insurance.
Sports Event Photographer Insurance
Sports photographers cover a variety of sporting events, from pro basketball games or collegiate rugby to youth track meets — and everything in between. Full Frame’s special event photographer insurance is a team player, protecting your photography business with general liability, camera equipment insurance, and more.
Here’s a breakdown of our coverage
Frequently Asked Questions About Special Events Photographer Insurance
What Is Special Event Photography?
Special event photography is any photography for birthday parties, corporate events, baby showers, bridal showers, anniversaries, or sporting events. Whether you’re a hobbyist covering a friend’s event for free or a paid professional, special event photography protects you while you’re capturing important memories and milestones.
How Much Does Special Event Photography Insurance Cost?
Special event photography costs $59 per event or $12 to $23.38 / month for year-round coverage. If you shoot fewer than four events a year, an event policy might be all you need. But if you shoot four or more events annually and want to protect your equipment and career, an annual plan is your best bet.
What Risks Do Special Event Photographers Face?
Special event photographers face several common risks that can (unfortunately) develop into really expensive claims. Risks like a client tripping over your lighting equipment and injuring themselves, or accidentally using a faulty memory card that loses all the photos from a corporate dinner.
Claims like these can turn into hefty out-of-pocket expenses if you don’t have insurance. With photographers’ insurance, these types of claims can be resolved quickly at little or no expense to you.
How Do I File a Claim With Full Frame Insurance?
While filing a claim is never fun, here at Full Frame we’ve made it easy for you:
- Login to your user dashboard
- Locate the “Manage Policies” section
- Click “File a Claim”
- Fill out the form and submit
Need help? We’re here for you! You can also contact our customer service team for help with the process.
Can I Include Additional Insureds on My Policy?
Yes! You can add qualified additional insureds at any time from your user dashboard. Add unlimited additional insureds to an event policy for $5, or to your annual plan for $30.
Can I Get a One-Day Special Event Photography Insurance Policy?
Yes! Our event policy starts out at $59 for up to three days of coverage. But if you shoot more than three events a year, an annual plan will save you money and give you more coverage.
You're in Good Company with Full Frame
Here’s what other people have to say about their experience.
Really easy & just what I needed now that I’ve upgraded my gear and need to have that peace of mind. Hopefully, I won’t need to submit a claim in the future, but if I do, I hope it goes as well as the purchasing did.
Great, fast insurance at a perfect price. We work and shoot weddins internationally so it was super convenient to have fast, easy coverage for the few weddings that we had in the states this year. There were a couple of changes that I needed to make after purchasing a single-day policy and their customer support was super helpful and fast. Thank you, Full Frame!
The easiest and fastest insurance experience I’ve ever encountered! I was overpaying dramatically for my business insurance before I found Full Frame. I’m so glad I found them!
Quick easy and more affordable than other options. I called to get a question answered and it was a really nice experience, the lady I spoke with was really helpful and kind.
Easier way to get insurance for your event. Hopefully I will never have to use it. 📸📽️
Ordering was super simple. Hopefully if I need to make a claim one day, that will be simple.
Related Articles
How to Become a Real Estate Photographer: 10 Tips to Kickstart Your Career
Do you have an eye for architecture, detail, and composition? Do you get a thrill from framing the perfect wide-angle shot? A career in real
Wedding Photographer Outfits: Balancing Comfort, Style, & Practicality
Weddings – we love weddings! Full of love and laughter! And for you, the wedding photographer, a lot of work. You have your hands full
5 Photography Marketing Ideas (That Actually Work)
Marketing your photography business can be more challenging than getting a shy child to say cheese. Where and how do you find clients? How do
