Special Events
Videographer Insurance

Protect your special events videography business. Purchase online in ten minutes or less.

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Special Events Videography Policies

Protect your special events videography business with our annual packages with up to $2 million general liability coverage, multiple options for camera equipment insurance, and additional policy options for customized coverage.

Designed for videographers who only need short-term coverage, our event policy provides the basic protection your business needs over a 3-day period. With our event policy, you’ll never have to worry about insurance when you don’t absolutely need it.

Event

Basic coverage over a 3 day period

$59/ 3 days

Annual

Perfect for 3 or more shoots per year. Optional gear and professional services coverage.

$129/ year

Annual Plus

Full Frame’s Ultimate Gear Coverage

$184/ year

Do Special Event Videographers Need Liability Insurance?

Weddings. Anniversaries. Sports events. Sweet sixteens. These are just a few examples of the myriad special events a videographer can cover. But did you know that if an accident involving your business occurs while working an event, like bodily injury or property damage, you could be liable to pay for it? That’s why you need special event videographer insurance. It’s high-quality, low cost liability insurance that can protect you from paying out of pocket for liability claims.

Corporate Event Videographer Insurance

Corporate videographers capture events and memorable moments, from promotional videos to recent corporate events. For that reason, it’s crucial to have coverage while filming. Even small accidents, like someone tripping on a wire, can have large consequences and cost you thousands of dollars or more. Special event videographer insurance can protect you from cost of claims and enable you to continue filming with peace of mind.

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Sports Event Videographer Insurance

Filming games and team practices. Creating team montages. Documenting athlete interviews. These are all daily responsibilities for sports event videographers. With so much to do, accidents and claims can really put your business behind schedule. That’s why you need special event videographer insurance, which can protect you with up to $2 million in general liability, a variety of camera equipment insurance options, professional liability, and more.

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Trade Show Videographer Insurance

Trade show videographers contract film trade shows and other events. You might even be hired to film presentations to be shown at trade shows. With so many people and other businesses involved, risks are high for bodily injury and property damage incidents. If your business causes an accident, you could be found liable to pay for it. Special event videographer insurance is designed to protect you from the cost of claims if your business is involved in an accident.

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Performance & Fine Art Videographer Insurance

You spend your days working with theater troupes, musicians, and other artists to document work, film interviews, and capture stunning performances. However, liability claims can financially inhibit your business with hefty fees, medical expenses, and more. By protecting yourself with special event videographer insurance, you can create a financial safety net for your business that allows you to continue filming with peace of mind.

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Frequently Asked Questions About Special Events Videographer Insurance

We offer three different policy options: Event, Annual, and Annual Plus. 

Our Event policy starts at $59 for three days of coverage. It provides up to $1M per occurrence and $2M Aggregate. It includes unlimited additional insureds for $5. It does not include any video camera equipment insurance. This policy is a great choice if you are just testing the waters of videography. 

Our Annual policy starts at $129 per year and offers a more well-rounded carousel of coverages. This policy includes up to $1M per occurrence and up to $2M aggregate. With this policy, you have the option of adding video camera equipment coverage, unlimited additional insureds, professional liability, and cyber liability coverage. 

Our Annual Plus policy is our most recommended policy for special event videographers. Starting at $184 per year this policy includes camera equipment coverage, damage to rented premises coverage, and general liability with up to $1M per occurrence and $2M aggregate. You also have the option to increase your limits of coverage to better suit your business needs. With this policy, you can also add unlimited additional insureds, professional liability, and cyber liability.

Yes! Our event policy starts out at $59 for up to three days of coverage. Benefits of this coverage include access to unlimited additional insureds for just $5, coverage for up to 3 days, and general liability limits up to $2M aggregate. 

This coverage is for you if you are just getting started with your videography career or if you book less than three gigs a year.

As a special event videographer, you are faced with a slew of risks. These risks can include a client tripping over your lighting equipment and injuring themselves or accidentally using a faulty memory card that loses all the videos from a quinceanera. These risks can lead to claims which can lead to hefty out-of-pocket expenses if you don’t have special event videographer insurance.  

With insurance, these claims can be resolved quickly and can mitigate or even eliminate the out-of-pocket expenses.

Yes! You can add an additional insured at any time by signing in to your user dashboard and adding the coverage along with the additional insured information. 

An additional insured is either a landlord or event organizer who requires you to list them on your insurance policy and your coverage is extended to them. It is standard practice for landlords to require you to list them as an additional insured. Additional insureds can include studio owners, videographer event organizers, national parks, or venue owners. 

You would want to include an additional insured if you are renting a space or are taking photos anywhere that involves risk to the property owner. It is $15 for access to unlimited additional insureds on your special event videography insurance policy. 

Full Frame offers videographers special event videography insurance that is affordable, personal, and efficient. Our policies start at just $129 per year and have the ability to be customized to your unique business needs. With the option to increase limits, add additional insureds, add camera equipment insurance, and three different policy options Full Frame is dedicated to creating the best insurance experience for our videographers. If you have any questions, please don’t hesitate to contact us. 

5/5
“Super easy to navigate – everything is very clear and easy to understand. I had a question, called, they picked up and answered my question right away. Feeling a lot better now that my gear is insured!”

- Matnetik

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General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.

'Failure to Deliver' Coverage
(Professional Liability)

‘Failure to Deliver’ Coverage, also known as Professional liability insurance, can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.