Behind the scenes shot of a camera operator shooting a scene with a state of the art camera inside of a studio during the day

What is Event Videography Insurance?

Are you a videographer looking for short-term liability coverage? If that’s the case, videography insurance from Full Frame Insurance is the best choice on the market!

Our 1-3 day event plans provide videographers with general liability coverage that protects you in the event someone at an event that you’re working is injured due to your instruction or equipment.

Ready to learn more? Let’s get started.

Why Do I Need Event Videography Insurance?

Regardless of who you’re working for or the nature of the event you’re shooting, you are exposed to ever-present risks.

Let’s say a friend asks you to shoot a video of their wedding. You’ve known each other for a while, and you know many of the guests who will be attending. While you’re at the wedding, however, one of the guests trips over a piece of your equipment and breaks their wrist upon falling. Even if your equipment was where it was supposed to be, you could still be held liable.

This means that you could be on the hook for hospital bills and even wind up on the receiving end of a lawsuit. The costs here could quickly add up to tens, or even hundreds, of thousands of dollars.

Event videography insurance helps protect you from this. It keeps you protected in case something goes wrong, which could save you from a mountain of debt.

Remember, there are risks you inherit every time you shoot and you can’t always be 100% in control of every situation. 

wedding couple celebrating

What Is Wedding Photography Insurance?

Your event videography insurance plan provides the following:

  • 1-3 days of coverage
  • General liability insurance
  • Note that this does not include product liability or equipment insurance. These are all available, however, in an annual plan
  • Personal and advertising injury

Basically, the event videography policy provides you with the essentials you need to protect yourself from liability risks for a single event. If you’re only shooting at a few events each year, this is likely your best option.

Why Should I Choose FFI?

Videography insurance comes with many benefits! Here are just a few you get when you choose FFI as your videography insurance provider:

No quote process—you can apply and get covered today.

24/7 access to your policy documents—as soon as your purchase is complete, you’ll have immediate access to your policy documents, and you can access them from your online portal on our site at any time.

Proof of Coverage—along with your 24/7 document access, you’ll also have immediate access to a printable proof of coverage, which you may need to provide for some events.

Quality coverage—FFI works with highly-rated carriers to make sure our policies provide you with robust coverage that you can rely on.

Quick online purchasing—if you have 10 minutes to spare, you have enough time to complete your policy purchase online.

Instant coverage—once you click “purchase policy,” you’re covered starting on your chosen effective date; not a moment later.

No deductible for liability claims—if FFI can cover your claim, we’ll do it, and we won’t be charging you a deductible for it.

Non-location specific coverage—your policy purchase isn’t tethered to one location; you can shoot while on the move.

Peace of mind—the last thing you want to be thinking about while you work is a liability risk. With event videography insurance from FFI, you don’t have to.

Get Covered Today!

Full Frame has plans to meet the many needs of videographers. Whether you’ve been in the game for years, or are just getting started, FFI has something to fit your style, business size, and budget.

Check out what your insurance options are here. You’ll find options for both event plans and annual plans. You’ll also find recommendations for you based on your specialty. Whether it be freelancing videography, wedding videography, landscape videography, or something else, FFI has a plan for you.

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Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Professional Liability

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.