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Do Wedding Videographers Need Liability Insurance?
Do Wedding Videographers
As a wedding videographer, you capture memories that will last a lifetime for your clients. This can be highly rewarding… but it’s not without risk. There are innumerable things that can go wrong at a wedding: failed memory cards, trip and fall accidents, property damage, equipment damages, and more. Without wedding videographer insurance, your business could face claims costing tens of thousands of dollars or more to resolve. Full Frame offers the insurance that wedding videographers need to mitigate the out-of-pocket cost of claims and continue running their business with peace of mind.
Wedding Videography Policies
With Full Frame’s annual packages, you can protect your videography business with up to $2 million in coverage for general liability. And with multiple options for video equipment insurance, errors and omissions insurance, and more, you can create a customized insurance plan for your business. Looking for short-term coverage? Not a problem! Our event policy provides the basic protection you need over a 3-day period.
$59/ 3 days
Perfect for 3 or more shoots per year. Optional gear and professional services coverage.
Here’s a closer look at what we cover.
Camera Equipment Insurance
Up to $75,000 Aggregate
Damage To Rented Premises
$3M / $4M Aggregate
If your business requires additional protection against bodily injury or property damage claims, you can increase the limits of your policy. This increases the maximum amount of coverage provided by your general liability policy, up to $2 million in coverage per occurrence with a $3 million aggregate, or $3 million per occurrence with a $4 million aggregate.
What Is Wedding Videography Insurance?
Wedding videography insurance is an insurance plan designed to protect wedding videographers from the cost of claims that arise as a result of their business operation. Just one claim could cost a videographer tens of thousands of dollars or more—not to mention the damage it can do to a business’ reputation.
Full Frame provides wedding videographers with annual and event policies that include general liability coverage, video equipment insurance, errors and omissions coverage, and more to protect videography businesses from the crippling cost claims.
As a professional wedding videographer, you face several liability risks, from bodily injury and property damage to failed memory cards and equipment damage. Should something go wrong, there is the chance your business could be sued and found liable to pay upwards of tens of thousands of dollars in medical bills, property repairs, legal fees, and more.
Wedding videography insurance is designed to help you financially protect your business by mitigating the out-of-pocket cost of claims, allowing you to weather the storm that wedding videography can create.
Full Frame provides annual and event policies for wedding videography insurance. Annual policies that include general liability and video equipment coverage cost as low as $184 a year. Annual policies without equipment coverage start at $129. Additional policy options are available for our annual plans at extra cost—such as errors and omissions coverage and cyber liability insurance.
Full Frame’s event policy costs $59 for three days of coverage and includes up to $2 million in coverage for general liability.
Full Frame Insurance offers additional insureds for only $15 each, but do you need to add an additional insured to your policy?
When you travel with camera equipment, it is best to not take chances. No matter where you travel next, be sure have camera equipment insurance.