Insurance for Photographers

Get camera equipment insurance, videography insurance, general liability insurance, and more in just ten minutes or less, giving you more time to run your business and worry less about insurance.

Benefits of Full Frame Insurance

Camera Equipment Insurance
(Inland Marine)

Full Frame offers a variety of camera equipment insurance options that cover your gear –camera lenses, lighting equipment, camera bodies, etc– at home, in transit, and on the job, so you always have the protection you need wherever you go, saving you time and money.

Errors and Omissions Insurance (Professional Liability)

Technology can be unpredictable, so you can’t always anticipate a claim. When a faulty memory card loses a whole album of client photos, make sure you’re covered. Full Frame’s professional liability insurance can help with the cost of claims caused by faulty equipment and litigious clients.

Unlimited Additional Insureds

Do you need to add another business to your photography liability insurance certificate? Not a problem! With Full Frame, you can add unlimited additional insureds to your photography insurance for just $30. Additional insureds can include studios, venues, or national parks.

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Photography Business Insurance

Full Frame offers professional photographers insurance including, camera equipment insurance, professional liability insurance, errors and omissions coverage, unlimited additional insureds, and general liability insurance. With two different policy options, Event and Annual, Full Frame has the photographer insurance you need to protect your photography business from the cost of claims and help it thrive.

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Camera Equipment Insurance

Also known as Inland Marine, camera equipment insurance can help protect you from the cost of claims for damaged or stolen equipment. Full Frame offers multiple coverage options, so you never pay for more than you need. What makes our camera equipment insurance even better is that your gear is protected no matter where it is —whether it’s at home, in the car, or at the studio. 

Buy from $184/year

Errors & Omissions Insurance

Also known as professional liability insurance, this coverage can protect your business from the cost of professional negligence claims. There are many times when a customer might sue you for professional negligence, from memory card failures and other technology issues to arriving late or failing to come at all—even in cases of sickness. With Full Frame, you can add professional liability to your photography insurance plan for just $100.

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Unlimited Additional Insureds

An additional insured is either a landlord or event organizer who requires you to list them on your insurance policy and your coverage is extended to them. It is standard practice for landlords to require you to list them as an additional insured. Additional insureds can include studio owners, photography event organizers, national parks, or venue owners. For just $30, Full Frame provides unlimited additional insureds, allowing you to work with as many businesses as you need with peace of mind.

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“Super fast and super easy to find what I needed for my business and get the coverage in place. Highly recommend Full Frame Insurance to any photographer!”

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Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Professional Liability

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.