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Insurance for Photographers

Get camera equipment insurance, videography insurance, general liability insurance, and more in just ten minutes or less, giving you more time to run your business and worry less about insurance.

Buy Annual Policy from $129
Buy Event Policy from $59

Benefits of Full Frame Insurance

Camera Equipment Insurance
(Inland Marine)

Full Frame offers a variety of camera equipment insurance options that cover your gear –camera lenses, lighting equipment, camera bodies, etc– at home, in transit, and on the job, so you always have the protection you need wherever you go, saving you time and money.

Errors and Omissions Insurance (Professional Liability)

Technology can be unpredictable, so you can’t always anticipate a claim. When a faulty memory card loses a whole album of client photos, make sure you’re covered. Full Frame’s professional liability insurance can help with the cost of claims caused by faulty equipment and litigious clients.

Unlimited Additional Insureds

Do you need to add another business to your photography liability insurance certificate? Not a problem! With Full Frame, you can add unlimited additional insureds to your photography insurance for just $30. Additional insureds can include studios, venues, or national parks.

Full Frame Reviews

Voted Best Camera Insurance by Shotkit


Great Experience

Easy and great customer service. I was able to research, purchase and get help online from a customer service rep. through online chat all in the same day. It’s very affordable and offered everything I’m looking for in liability and equipment insurance. While I’m a new customer and haven’t had to make a claim if I ever have to if it’s as easy as purchasing the insurance is I will be a happy photographer!

- Verified Customer

Why go elsewhere? Now my Photography Insurer of Choice!

I had questions about the policy and called in to speak to customer service twice. They were professional, efficient and knew the policy inside and out. Both customer service members FREAKIN' ROCKED!!! They are now my Photography Insurer of Choice!! No need to go elsewhere!

- Verified Customer

Highly, highly recommend Full Frame Insurance to any Photographer!

Super fast and super easy to find what I needed for my business and get the coverage in place. Highly recommend Full Frame Insurance to any photographer!

- Verified Customer

Fast, friendly and honest!

Your representative was friendly, didn’t read from a script and addressed all of my questions. I was insured in about 7 minutes!

- Verified Customer
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Photography Business Insurance

Full Frame offers professional photographers insurance including, camera equipment insurance, professional liability insurance, errors and omissions coverage, unlimited additional insureds, and general liability insurance. With two different policy options, Event and Annual, Full Frame has the photographer insurance you need to protect your photography business from the cost of claims and help it thrive.

Protect Your Business Today!

Camera Equipment Insurance

Also known as Inland Marine, camera equipment insurance can help protect you from the cost of claims for damaged or stolen equipment. Full Frame offers multiple coverage options, so you never pay for more than you need. What makes our camera equipment insurance even better is that your gear is protected no matter where it is —whether it’s at home, in the car, or at the studio. 

Buy from $184/year

Errors & Omissions Insurance

Also known as professional liability insurance, this coverage can protect your business from the cost of professional negligence claims. There are many times when a customer might sue you for professional negligence, from memory card failures and other technology issues to arriving late or failing to come at all—even in cases of sickness. With Full Frame, you can add professional liability to your photography insurance plan for just $100.

Discover the Benefits of Protecting Your Business

Unlimited Additional Insureds

An additional insured is either a landlord or event organizer who requires you to list them on your insurance policy and your coverage is extended to them. It is standard practice for landlords to require you to list them as an additional insured. Additional insureds can include studio owners, photography event organizers, national parks, or venue owners. For just $30, Full Frame provides unlimited additional insureds, allowing you to work with as many businesses as you need with peace of mind.

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Small Photography Business Insurance

Full Frame specializes in small photography business insurance, with comprehensive, scalable coverage options that are designed around the unique exposures faced by photographers and videographers. Whether you are looking for event insurance or want a custom-made annual policy to match your creative style, Full Frame has the insurance you need to protect your small photography business from the cost of claims and help it thrive.

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Camera Equipment Insurance

Also known as inland marine insurance, this coverage is designed to protect your business from the cost of claims for damaged or stolen equipment. Your equipment isn’t cheap, after all. Why would you want to pay twice for it? At Full Frame, we provide multiple camera equipment insurance options, so you never pay for more than you need. What’s more, Full Frame’s policy protects your gear no matter where it is—whether it’s at home, in the car, or at the studio.

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Errors & Omissions Insurance

In today’s litigious society, errors and omissions insurance for photographers is a must have. Also known as professional liability insurance, this coverage can protect your business from the cost of professional negligence claims. There are many times when a customer might sue you for professional negligence, from memory card failures and other technology issues to arriving late or failing to come at all—even in cases of sickness. With Full Frame, you can add professional liability to your photography insurance plan for just $100.

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Unlimited Additional Insureds

As a professional photographer or videographer, you work with a variety of businesses and in a variety of places. When working with other businesses, it’s not uncommon for them to request to be listed on your insurance policy as an additional insured. This extends your coverage to them should an accident occur involving your business. For just $30, Full Frame provides unlimited additional insureds, allowing you to work with as many businesses as you need with peace of mind.

Pick a Plan

Two co workers at a studio
5/5
“Super fast and super easy to find what I needed for my business and get the coverage in place. Highly recommend Full Frame Insurance to any photographer!”

We know insurance can be overwhelming

Contact a Full Frame specialist for assistance today!

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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.

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Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Professional Liability

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.