Insurance for Photographers:
Designed Just for You
Get camera equipment insurance, videography insurance, and more in 10 minutes or less — and get back to business with less worry.
– or $59 for 1-3 day event
Who Do We Cover?
From amateurs and hobbyists to freelancers, small businesses, professionals, and content creators — Full Frame is designed to cover you.
Click on any of the specialties below to learn more.
Full Frame Reviews
Here’s what other people have to say about their experience.
Really easy & just what I needed now that I’ve upgraded my gear and need to have that peace of mind. Hopefully, I won’t need to submit a claim in the future, but if I do, I hope it goes as well as the purchasing did.
Great, fast insurance at a perfect price. We work and shoot weddins internationally so it was super convenient to have fast, easy coverage for the few weddings that we had in the states this year. There were a couple of changes that I needed to make after purchasing a single-day policy and their customer support was super helpful and fast. Thank you, Full Frame!
The easiest and fastest insurance experience I’ve ever encountered! I was overpaying dramatically for my business insurance before I found Full Frame. I’m so glad I found them!
Quick easy and more affordable than other options. I called to get a question answered and it was a really nice experience, the lady I spoke with was really helpful and kind.
Easier way to get insurance for your event. Hopefully I will never have to use it. 📸📽️
Ordering was super simple. Hopefully if I need to make a claim one day, that will be simple.
Insurance for Videographers and Photographers
Customize your Full Frame general liability insurance policy with camera insurance, professional liability, additional insureds, and more.
Camera Equipment Insurance
(Inland Marine)
Full Frame offers five camera insurance tiers to scale with your business. It covers things like cameras and lenses, lighting equipment, business laptops, smartphones, and more — at home, in transit, and on the job to give you the protection you need wherever you go.
“Failure to Deliver” Coverage
(Professional Liability)
If a faulty memory card loses a whole album of client photos or illness means you’re unable to fulfill a contract, make sure you’re covered. Full Frame’s professional liability coverage (aka Failure to Deliver) can help with the cost of claims caused by faulty equipment and litigious clients.
Unlimited Additional Insureds
Need to add another party to your photography liability insurance certificate? No problem! With Full Frame, you can add unlimited additional insureds for just $30 a year. Additional insureds typically include entities like studios, venues, landlords, or national parks.
Learn more about included and optional coverage types here.
365 Days of Coverage
- General Liability (2M Limit)
- Products-Completed Operations (2M Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
$23.83 / month
or $271/year
Event Policy
1-3 Days of Coverage
For photographers and videographers who need basic liability coverage over a 1-3 day period. Add unlimited additional insureds for any event.
$59 / 3 days
MOST POPULAR
Annual +
365 Days of Coverage
- General Liability (2M Limit)
- Products-Completed Operations (2M Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
$23.83 / month
or $271 / year
Annual Policy
365 Days of Coverage
For photographers and videographers who need long-term liability coverage and protection, but don’t need camera equipment insurance. Additional coverage options available.
$12 / month
or $129 / year
Frequently Asked Questions About Full Frame Insurance (FFI)
Why Should I Choose FFI for Photography Insurance?
- Affordable coverage and flexible payment plans
- Tailored to the unique risks of photographers and videographers
- Easy to customize with professional liability, camera insurance, and data breach coverage
- Options that scale as your business grows
- Meets contract requirements of venues, state and national parks, and more
How Much Does Insurance for Photographers and Videographers Cost?
The cost of photographer and videographer insurance starts at $129 per year (or $12/month) with Full Frame Insurance. Plans that include camera equipment insurance start at $23.83 per month. There’s also a 1-3 day event policy that costs $59.
What’s Included in Photographer and Videographer Insurance?
Photographer insurance includes general liability insurance and camera equipment coverage in the Annual Plus plan. All Full Frame Insurance policies include general liability coverage and the option to add additional insureds. Professional liability, camera equipment insurance, and cyber liability can all be added to annual plans.
What Type of Insurance Do I Need as a Photographer?
- General liability for third-party bodily injury or property damage claims
- Professional liability (aka “errors and omissions”) for mishaps that prevent you from meeting client expectations
- Camera equipment coverage to protect your cameras, lenses, computer, smartphone, lighting, props, and other business gear
- Cyber liability to cover your costs or third-party claims related to cyberattacks, hacking, malware, and more
Who Needs Photography and Videography Insurance?
Anyone who provides videography or photography services needs insurance. Full Frame’s policy is flexible enough to cover virtually any type of photographer or videographer, whether you’re a freelance professional, a creative posting on YouTube or social channels, or even just an amateur or hobbyist.
