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Freelance Videographer
Insurance

Protect your freelance videography business. Purchase online in ten minutes or less.

  • Camera equipment insurance starting at $1,000 per item, $5,000 in total
  • $2 million total coverage for general liability, $1 million per occurrence
  • 1–3 day event policies for short-term coverage
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Do Freelance
Videographers Need
Liability Insurance?

Do Freelance Videographers
Need Liability Insurance?

As a freelance videographer, you never know where your next job might take you. You work with a variety of clients in a variety of places, which is great… but also risky. Trip and fall accidents, property damage, and equipment loss are all common risks faced by freelance videographers. Just one claim could cost your business tens of thousands of dollars or more to resolve. Freelance videographer insurance can protect your business from the out-of-pocket cost of claims should legal action ever be taken against you.


Freelance Videography Policies

Protect your freelance videography business with our annual packages with up to $2 million general liability coverage, multiple options for camera equipment insurance, and additional policy options for customized coverage.

Designed for videographers who only need short-term coverage, our event policy provides the basic protection your business needs over a 3-day period. With our event policy, you’ll never have to worry about insurance when you don’t absolutely need it.

Event

Basic coverage over a 3 day period

$59/ 3 days

  • A+ General Liability Coverage
  • Unlimited Additional Insureds
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Annual

Perfect for 3 or more shoots per year. Optional gear and professional services coverage.

$129/ year

  • Great for the full-time professional
  • General Liability $1M/$2M
  • No deductible for General Liability
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Annual Plus

The ultimate in Full Frame coverage

$184/ year

  • A+ Rated General Liability Coverage
  • Multiple Equipment Coverage Options
  • Extra Policy Options For Added Coverage
  • $30 for Unlimited Additional Insureds
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Coverage Details

Here’s a closer look at what we cover

General Liability

$1M Occurrence / $2M Aggregate

General liability insurance can protect your photography business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Camera Equipment Coverage

$1,000 Occurrence / $5,000 Aggregate

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.

Damage To Rented Premises

$300,000 Occurrence / $300,000 Aggregate

This coverage can protect your photography business from the cost of claims arising from damages done to rented spaces, like a photography studio or event booth. It’s common for property owners and event organizers to require photographers to list them as additional insureds on a policy before renting a space. Full Frame provides photographers with unlimited additional insureds for just $30.

Professional Liability

$100,000 Occurrence / $200,000 Aggregate

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Cyber Liability

$100,000 Occurrence / $100,000 Aggregate

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Increased Limits

$3M / $4M Aggregate

If your business requires additional protection against bodily injury or property damage claims, you can increase the limits of your policy. This increases the maximum amount of coverage provided by your general liability policy, up to $2 million in coverage per occurrence with a $3 million aggregate, or $3 million per occurrence with a $4 million aggregate.

Frequently Asked Questions About Freelance Videographer Insurance

It’s a great idea to insure your business with freelance videographer insurance. Here is a list of all the coverages available to you:

  • General Liability
  • Professional Liability
  • Camera Equipment Coverage
  • Damage To Rented Premises
  • Cyber Liability
  • Increased Limits On Coverages

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Yes. As a freelance videographer, you are susceptible to many different kinds of claims such as broken or stolen equipment, client injuries, and faulty memory cards. These claims can oftentimes be expensive and could financially devastate your business. Freelance videographer insurance can help mitigate or even eliminate those out-of-pocket costs.

Full Frame offers flexibility in choosing the picture-perfect policy for your videography business, allowing you to protect what matters most. 

Freelance videography insurance starts out at $184 per year for our Annual Plus plan, $129 per year for the Annual plan, and $59 for three days of coverage with our Event plan. Prices can vary depending on the state your business is located in. 

Yes! Your equipment is at the heart of your business and is not only extremely valuable but expensive as well. When it comes to equipment coverage, you have a few options. Our recommended policy, the Annual Plus policy, includes freelance videographer equipment insurance and has multiple coverage options to fit your business needs. Our Annual and Event policies do not include equipment coverage. However, you can add it to your policy if you would like that extra protection. 

  1. Log in to your Full Frame online user account
  2. Locate the “Manage Policies” section
  3. Click on “File A Claim”
  4. Fill out the required information
  5. Submit your claim

Or contact us by email at info@fullframeinsurance.com. By phone at 844.670.1078.

A freelance videographer operates independently taking videos for various clients. A freelance videographer can edit and film footage for several different types of clients. This includes weddings, corporate, or documentaries. 

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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.

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Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Professional Liability

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.