Freelance Videographer
Insurance
Protect your freelance videography business. Purchase online in ten minutes or less.
- Camera equipment insurance starting at $1,000 per item, $5,000 in total
- $2 million total coverage for general liability, $1 million per occurrence
- 1–3 day event policies for short-term coverage

Do Freelance
Videographers Need
Liability Insurance?
Do Freelance Videographers
Need
Liability Insurance?
As a freelance videographer, you never know where your next job might take you. You work with a variety of clients in a variety of places, which is great… but also risky. Trip and fall accidents, property damage, and equipment loss are all common risks faced by freelance videographers. Just one claim could cost your business tens of thousands of dollars or more to resolve. Freelance videographer insurance can protect your business from the out-of-pocket cost of claims should legal action ever be taken against you.
Freelance Videography Policies
Protect your freelance videography business with our annual packages with up to $2 million general liability coverage, multiple options for camera equipment insurance, and additional policy options for customized coverage.
Designed for videographers who only need short-term coverage, our event policy provides the basic protection your business needs over a 3-day period. With our event policy, you’ll never have to worry about insurance when you don’t absolutely need it.
Event
$59/ 3 days
- A+ General Liability Coverage
- Unlimited Additional Insureds
Annual
Perfect for 3 or more shoots per year. Optional gear and professional services coverage.
$129/ year
- Great for the full-time professional
- General Liability $1M/$2M
- No deductible for General Liability
Annual Plus
$184/ year
- A+ Rated General Liability Coverage
- Multiple Equipment Coverage Options
- Extra Policy Options For Added Coverage
- $30 for Unlimited Additional Insureds
Coverage Details
Here’s a closer look at what we cover
General Liability
$1M Occurrence / $2M Aggregate
Camera Equipment Coverage
$1,000 Occurrence / $5,000 Aggregate
Damage To Rented Premises
$300,000 Occurrence / $300,000 Aggregate
Professional Liability
$100,000 Occurrence / $200,000 Aggregate
Cyber Liability
$100,000 Occurrence / $100,000 Aggregate
Increased Limits
$3M / $4M Aggregate
If your business requires additional protection against bodily injury or property damage claims, you can increase the limits of your policy. This increases the maximum amount of coverage provided by your general liability policy, up to $2 million in coverage per occurrence with a $3 million aggregate, or $3 million per occurrence with a $4 million aggregate.
Frequently Asked Questions About Freelance Videographer Insurance
It’s a great idea to insure your business with freelance videographer insurance. Here is a list of all the coverages available to you:
- General Liability
- Professional Liability
- Camera Equipment Coverage
- Damage To Rented Premises
- Cyber Liability
- Increased Limits On Coverages
Yes. As a freelance videographer, you are susceptible to many different kinds of claims such as broken or stolen equipment, client injuries, and faulty memory cards. These claims can oftentimes be expensive and could financially devastate your business. Freelance videographer insurance can help mitigate or even eliminate those out-of-pocket costs.
Full Frame offers flexibility in choosing the picture-perfect policy for your videography business, allowing you to protect what matters most.
Freelance videography insurance starts out at $184 per year for our Annual Plus plan, $129 per year for the Annual plan, and $59 for three days of coverage with our Event plan. Prices can vary depending on the state your business is located in.
Yes! Your equipment is at the heart of your business and is not only extremely valuable but expensive as well. When it comes to equipment coverage, you have a few options. Our recommended policy, the Annual Plus policy, includes freelance videographer equipment insurance and has multiple coverage options to fit your business needs. Our Annual and Event policies do not include equipment coverage. However, you can add it to your policy if you would like that extra protection.
- Log in to your Full Frame online user account
- Locate the “Manage Policies” section
- Click on “File A Claim”
- Fill out the required information
- Submit your claim
Or contact us by email at info@fullframeinsurance.com. By phone at 844.670.1078.
A freelance videographer operates independently taking videos for various clients. A freelance videographer can edit and film footage for several different types of clients. This includes weddings, corporate, or documentaries.
- Matnetik

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