Camera Equipment
Insurance
- Equipment coverage up to $75,000
- Deductible $250
- Professional and Cyber coverage

Annual Plus
$184/ year
- Equipment coverage up to $75,000
- Deductible $250
- Professional and Cyber coverage available
Camera Equipment Coverage Details
We offer multiple coverage options for camera equipment insurance, so you never have to pay for more than you need.
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$1,000 per item/ $5,000 aggregate $55
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$2,000 per item/ $20,000 aggregate $130
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$5,000 per item/$30,000 aggregate $142
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$10,000 per item/ $60,000 aggregate $275
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$15,000 per item/ $75,000 aggregate $349
What Is Camera Equipment Insurance?
Photography & Videography camera equipment insurance covers your cameras, lenses, lighting equipment, and other camera related gear on and off premises and during transportation. If you are a photographer or videographer who travels to various locations, adding Full Frame’s equipment insurance to your annual policy is necessary to protect the tools of your trade.
Should your photography equipment—or the camera gear you rent—be stolen or damaged, you could be looking at thousands of dollars to replace your gear. A loss of this magnitude could affect your bottom line due to downtime or the financial strain of replacing your equipment. Camera Equipment Insurance can be added to a Full Frame Photographer Insurance or Videographer Insurance annual policy for as low as $55 per year.
Who Camera Insurance Covers
FFI policies cover professional photographers, offering comprehensive and protective camera equipment insurance. We understand how important your equipment is to you—that is why we created an insurance policy to help you cover damaged or stolen items.
If you are a professional photographer looking for camera equipment insurance, then you’ve come to the right place!
Camera Equipment Insurance Covers:
- Professional Photographers
- Freelance Photographers
- Landscape Photographers
- Wedding Photographers
- Photography Businesses
- Excludes hobbyists
Affordable Insurance for Camera Equipment
Get affordable camera equipment insurance with a Full Frame annual general liability policy included. Our policies are scalable to your unique needs and specific exposures.
If you’re interested in adding an equipment insurance package to your annual policy, review the limits and pricing above. Once you choose which option will provide the coverage you need, you can add it at checkout.
Frequently Asked Questions
About Camera Equipment Insurance
Camera Equipment Insurance provides comprehensive equipment coverage for many common liability risks that professional photographers face when it comes to equipment damage or loss.These risks include:
- Damaging your equipment on the job
- Damaging your equipment during transportation
- Damage to your equipment by a third party
- Damage to or loss of your equipment as the result of an accident, like a fire or building collapse
- Loss of equipment from theft, as long as it is documented
Full Frame provides photographers and videographers with several Camera Equipment Insurance options to fit their business needs. Starting at just $55 per year, photographers and videographers can protect their gear for up to $1,000 in coverage per item with a $5,000 aggregate limit.
If additional coverage is needed, you may opt to upgrade your Camera Equipment Insurance. The highest amount of coverage Full Frame provides caps at the cost of $349 per year for up to $15K in coverage per item with a $75K aggregate limit. There are several options available between the lowest and highest rates.
Full Frame’s Camera Gear Insurance Options
- $1,000 per item/ $5,000 aggregate – $55
- $2,000 per item/ $20,000 aggregate – $130
- $5,000 per item/$30,000 aggregate – $142
- $10,000 per item/ $60,000 aggregate – $275
- $15,000 per item/ $75,000 aggregate – $349
Hopefully you never have to file a claim for your damaged gear, but if you do, there is a deductible of $250 per item that you will be required to pay before receiving coverage. You will not be required to pay a deductible at any time other than when you file a claim for damaged gear.
An item is defined as one or more objects that were included together at the time of purchase. For example, if you purchased a camera body that came with a camera lens, both the body and the lens would be considered one item. However, if the camera body did not come with a lens, and you had to purchase a lens separately, each object would be considered as its own individual item.
Yes! Go ahead and book that international shoot. Our camera equipment insurance is a worldwide policy and will cover your gear outside of the United States. We can insure your cameras, lenses, lighting equipment, and more. This policy is designed to respond to camera equipment insurance claims on and off premises and during transportation.
We know insurance can be overwhelming
Contact a Full Frame specialist for assistance today!
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