Film Equipment Insurance
Damaged gear shouldn’t ruin your shooting schedule. Protect your videography business with
film equipment insurance by Full Frame Insurance (FFI).
Benefits of Video Gear Insurance for Videographers
Your gear is the backbone of your business — but what happens if it’s damaged on-site or during travel to a video shoot? Video gear insurance is designed to cover repair or replacement fees, so you don’t have to pay out of pocket. This coverage:
- Offers up to $75,000 of equipment protection in our Annual+ tier
- Gives you peace of mind knowing your cameras, lenses, and other gear are covered
- Provides year-round protection for your tools
- Boosts your reputation as a reliable videography pro who takes their business protection seriously
Replacing Your Entire Gear Can Cost Thousands
But not if you have FFI’s film equipment insurance! This coverage protects you from draining your hard-earned profits on claims like these:
Get peace of mind today.
Coverage depends on your policy’s conditions, limitations, and exclusions — please check your policy for details. Claim outcomes can vary, so a similar claim isn’t a guarantee of coverage.
What Is Film Equipment Insurance & What Does It Cover?
Insurance for film equipment is financial protection for the tools you rely on to film moments. This coverage travels with you to all your video shoots. Homeowners’ insurance doesn’t cover tools you use for your business, but production equipment insurance fills that coverage gap. This insurance can cover tools like:
- Cinema and video cameras, and lenses
- Lighting rigs, grips, and other rigging tools
- Sound gear like booms, microphones, and recorders
- Props, sets, production computers, and hard drives
Damage to your equipment on the job
Example: During a film shoot, one of your clients spills their drink on your camera
Damage to your equipment during transportation
Example: While driving to a session, someone rear-ends you and damages all the gear in your trunk
Damage to your equipment by a third party
Example: While shooting a commercial, one of the models accidentally knocks over and breaks one of your light stands
Damage to or loss of your equipment as a result of an accident
Example: During a wedding, a DJ brings a fog machine. It sets off the sprinklers and ruins everything, including all your gear
Loss of equipment From theft
Example: While packing gear in your car, you see someone run up and snatch some of your sound equipment and run away. You file a police report and note what was stolen.
Note: If your gear was left unattended and someone steals it, you’re NOT covered
Is Production Equipment Insurance Required for Videographers?
No, production equipment insurance is not a legal requirement, but operating your business without it is risky. You could get stuck paying thousands of dollars out of pocket for damaged gear. Plus, many clients require you to show proof of insurance before signing a contract to work with your business.
Who Needs Insurance for Film Equipment?
You need this coverage if you own videography gear and you travel with it frequently to different video shoots.
- Travels with gear frequently to video shoots in different locations
- Works outdoors or on different sets
- Films live events with crowds and tight spaces
- Collaborates with crews or contractors who handle your gear
- Uses specialized gear that’s expensive to replace or repair
FFI provides comprehensive coverage for:
Annual policyholders also have the option to add camera equipment insurance, so you can protect your gigs AND your gear!
How Much Does Film Equipment Insurance Cost?
Film equipment insurance is included under our Annual+ tier at no extra cost, and you can choose up to $75,000 in gear protection. Under our Annual policy, this coverage is just $10.83 a month — far less than what you’ve invested in your gear.
- $5,000 per item/$30,000 aggregate
- $10,000 per item/ $60,000 aggregate
- $15,000 per item/ $75,000 aggregate
Note: All coverages include a $250 deductible, which you must pay out of pocket before your Film Equipment Insurance kicks in.
Coverage Details & Limits
Take a closer look at our coverage details and pick the policy that meets your needs.
Annual Plus
Includes camera gear protection. Protects professional photographers for a full year.
$22.83/ month
- Cameras, Lenses, and More Protected
- $2,000 per item / $20,000 aggregate
- Professional and Cyber Coverage Available
Photography Equipment Insurance Details
You can add to your Annual Plus coverage with the following options:
-
$5,000 per item/$30,000 aggregate - [MOST POPULAR] + $12/year
-
$10,000 per item/ $60,000 aggregate + $145/year
-
$15,000 per item/ $75,000 aggregate + $229/year
* $250 Deductible
FAQs About Film Equipment Insurance for Videographers
Does Film Equipment Insurance Cover Gear That I Rent or Borrow?
No — film equipment insurance only covers gear you own and use for your business.
Can I File a Claim for Accidental Damage I Caused Myself?
No, videography equipment insurance does not cover the damages you cause. For example, if you drop and break your camera, you’re not covered. But if someone else spilled their drink on your gear, you’re protected.
What Types of Gear Does Film Equipment Insurance Cover?
Film equipment insurance covers a wide range of gear, such as:
- Cinema and video cameras
- Camera lenses
- Lighting rigs
- Grips and other rigging tools
- Recorders
- Microphone
- Boom mics
- Props
- Sets
- Production computers
- Hard drives
What Information Do I Need to Provide When Filing a Claim?
If you need to file a claim, here’s the info you need:
- Date and approximate time of the loss, damage, or theft
- A detailed description of the incident and the location
- The estimated dollar amount of the property that was stolen or damaged
Chris Van Leeuwen, CIC | VP of Agency Development
Chris Van Leeuwen is the VP of Agency Development for Full Frame Insurance. He has held the prestigious Certified Insurance Counselor (CIC) designation since 1996.
Because he strongly believes in the importance of helping business owners understand their insurance coverage, Chris uses his wealth of experience to offer insights to small business owners across the country who are looking to navigate business liability insurance.
Chris Van Leeuwen is the VP of Agency Development for Full Frame Insurance. He has held the prestigious Certified Insurance Counselor (CIC) designation since 1996.
Because he strongly believes in the importance of helping business owners understand their insurance coverage, Chris uses his wealth of experience to offer insights to small business owners across the country who are looking to navigate business liability insurance.
Kyle Jude | Program Manager
Kyle Jude is the Program Manager for Full Frame Insurance. As a dedicated program manager with 10+ years of experience in the insurance industry, Kyle offers insight into different coverages for small business owners who are looking to navigate business liability insurance.
Kyle Jude is the Program Manager for Full Frame Insurance. As a dedicated program manager with 10+ years of experience in the insurance industry, Kyle offers insight into different coverages for small business owners who are looking to navigate business liability insurance.