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Category: Uncategorized

What Insurance Fraud Means for Honest Creators — And How Full Frame Has Your Back

Close-up of file folders labeled Under Investigation, Claims, Insurance, and Fraud.

Question: What do all these things have in common? Fibbing about your car’s mileage on an auto insurance application Altering a receipt to change the dollar amount you paid for your DSLR camera Buying insurance after an accident occurs to get coverage after the fact Answer: They’re all fraud. What does insurance fraud look like, […]

Full Frame Spotlights InMotion Albums

InMotion booklet image

Full Frame Insurance is excited to announce its collaboration with InMotion Albums, which offers interactive print, digital, and video albums perfect for showcasing your clients’ special days, occasions, and milestones. Photographers and videographers who elect to be resellers for InMotion Albums can offer unique keepsakes for clients who choose their services. What Are InMotion Albums? […]

16 Wedding Photography Ideas, Trends & Statistics for 2024

couple getting photo taken under veil looking happy

You’re the wedding photographer seeking new ways to wow your clients or the aspiring photographer needing that extra push to make your debut in the nuptial snapshot market. But where do you begin?  We cover the best 2024 wedding photography ideas, statistics, and trends below. From must-have photos every wedding collection needs to, blurred action […]

Drone Coverage Insurance

Drone Coverage is a type of inland marine coverage (aka equipment coverage). It protects your investment in your gear by helping pay to repair or replace drones used for your business that are broken or stolen. You can add Drone Coverage to any Annual+ policy.

Important note: To qualify for Drone Coverage, you also need to carry Drone Liability Insurance, which covers your risk of harming other people or their property while operating your drones.

Drone Liability Insurance

Drone Liability Insurance covers your risk of physically injuring someone else or damaging their property while operating a drone. For example, if your drone clips a sign or drops onto someone’s car, this coverage could pay for repair costs or medical bills. You can buy it as an add-on to any Annual or Annual+ policy.

Data Breach (Cyber Liability)
(Optional With Annual Plans Only)

Cyber liability insurance protects your business from the costs you face because of a cybersecurity breach. Cybercrime is a common threat to businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection in your policy.

Failure to Deliver (Professional Liability)
(Optional With Annual Plans Only)

Failure to deliver coverage — also known as professional liability or errors and omissions — protects your business from the cost of negligence claims. These can arise from professional mistakes, like giving bad instructions, memory card or equipment failures ruining your shoot, or a last-minute illness that means you can’t fulfill your contract.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability is designed to protect your business from the cost of third-party bodily injury and property damage claims (like if a client trips over your gear at a shoot and injures themselves). It also protects against the cost of copyright infringement claims and personal and advertising injury claims.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment (Inland Marine)
(Optional With Annual Plans Only)

Also known as inland marine insurance, camera equipment coverage protects your business from the cost of repairing or replacing damaged or stolen business equipment. This includes camera bodies, lenses, lighting equipment, and business equipment. We offer multiple levels of equipment coverage based on your business needs.