Contact Us   |   Chat Now

What Is a Photo Release Form [+ Free Release Checklist]

Black and white model photo release forms with a silver pen and a black camera sitting on top of the papers.

Picture this: An important photoshoot on location, with multiple models, all your equipment, and nearly perfect weather. Everything is going well until an unexpected gust of wind knocks over a light and a model missteps. Now they have a sprained ankle and one of your key lights is in pieces. If you forgot about photography […]

6 Ways Cyber Crimes Can Impact Photographers and Videographers

Person using camera and laptop for a shoot.

It’s just another day in paradise for your photography or videography business. You’ve just finished another client’s package and processed their payment. Suddenly, you receive an email saying one of your clients paid you through PayPal. Nothing suspicious there since you get these emails all the time. But when you click the link, your computer […]

How to Start a Photography Business in 7 Steps

travel photographer holding map of city and camera

You’re bought all the expensive camera gear and spent an enormous amount of time learning how to develop photos in a dark room. You read all the photography books and articles you could get your hands on, and spent hours contemplating which lenses and filters you like most. But how to start your photography business? […]

How To Become a Photojournalist (& Is It a Good Career?)

Photojournalist with a camera, pen, and notepad taking notes for an important news story.

You always wear your camera around your neck no matter where you go. Friends and family often tell you: “If you love that camera so much, why don’t you marry it?” And you would, if you could. If you love capturing candid moments everywhere and want to take your photography skills from a hobby to […]

How to Get Photography Clients & Keep Them Coming Back

Tabletop covered in glossy photos with a camera in the foreground and a photographer reviewing photos in the background.

The challenge of how to get photography clients can easily become your most consistent struggle. Here at Full Frame Insurance (FFI) we understand it takes a lot of thought, time, and effort for you to market your services. Let us help you develop your client acquisition and retention strategies with these helpful tips. 8 Ways […]

Go Pro & Get Paid: How to Become a Professional Photographer

Two photographers hiking on a mountain lake

You’ve dabbled back and forth with photography practically your whole life. You only saw it as a hobby, yet, when you hold a camera in your hands, everything just feels right with the world, and you get a sudden surge of inner peace. However, doubt keeps knocking at your door — intrusive thoughts about being […]

16 Wedding Photography Ideas, Trends & Statistics for 2024

couple getting photo taken under veil looking happy

You’re the wedding photographer seeking new ways to wow your clients or the aspiring photographer needing that extra push to make your debut in the nuptial snapshot market. But where do you begin?  We cover the best 2024 wedding photography ideas, statistics, and trends below. From must-have photos every wedding collection needs to, blurred action […]

My Camera Equipment’s Been Stolen. Now What?

Shot of a young man feeling stressed while working on a photography project at home

Camera equipment theft is a photographer’s worst nightmare, but it doesn’t have to leave you penniless. There are many ways to prevent equipment theft and recover your stolen gear.

Drone Coverage Insurance

Drone Coverage is a type of inland marine coverage (aka equipment coverage). It protects your investment in your gear by helping pay to repair or replace drones used for your business that are broken or stolen. You can add Drone Coverage to any Annual+ policy.

Important note: To qualify for Drone Coverage, you also need to carry Drone Liability Insurance, which covers your risk of harming other people or their property while operating your drones.

Drone Liability Insurance

Drone Liability Insurance covers your risk of physically injuring someone else or damaging their property while operating a drone. For example, if your drone clips a sign or drops onto someone’s car, this coverage could pay for repair costs or medical bills. You can buy it as an add-on to any Annual or Annual+ policy.

Data Breach (Cyber Liability)
(Optional With Annual Plans Only)

Cyber liability insurance protects your business from the costs you face because of a cybersecurity breach. Cybercrime is a common threat to businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection in your policy.

Failure to Deliver (Professional Liability)
(Optional With Annual Plans Only)

Failure to deliver coverage — also known as professional liability or errors and omissions — protects your business from the cost of negligence claims. These can arise from professional mistakes, like giving bad instructions, memory card or equipment failures ruining your shoot, or a last-minute illness that means you can’t fulfill your contract.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability is designed to protect your business from the cost of third-party bodily injury and property damage claims (like if a client trips over your gear at a shoot and injures themselves). It also protects against the cost of copyright infringement claims and personal and advertising injury claims.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment (Inland Marine)
(Optional With Annual Plans Only)

Also known as inland marine insurance, camera equipment coverage protects your business from the cost of repairing or replacing damaged or stolen business equipment. This includes camera bodies, lenses, lighting equipment, and business equipment. We offer multiple levels of equipment coverage based on your business needs.