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5 Tips For The Beginner Photographer

Photography connects people to nature, people to each other, and people to their surroundings. It is a wonderful form of art and communication, allowing people to express themselves and connect. Whether you started photography to capture life’s little moments or to make it a profession, photography can be a wonderful journey. It can also be an intimidating journey. From cameras, memory cards, lighting, and so much more, photography comes with a learning curve.

To help a fellow photographer navigate that curve, we have put together a list of five tips to help beginner photographers along their journey.

1. Learn The Basics of Your Camera.

You don’t need the fanciest gear to start your photography career. However, it is important to know how your camera works. If you know the basics of your camera, you’ll save yourself a lot of time and can get straight to the fun part of capturing life. Learning how to turn off your flash, change settings, adjust shutter speed and aperture can help create incredible photos. Your camera may even come with a guide to the different settings, or you can find instructional videos online.

If you’re just starting out in your photography career and aren’t sure what gear you need, check out our recommended beginner photography equipment and get tips from real photographers!

2. Stick to The Rule of Thirds

The Rule of Thirds, also known as the “Golden Rule”, is taking a photo and breaking it down into three different grid lines. The Rule of Thirds can help keep your photos interesting and visually appealing. By using the rule of thirds you can capture photos that are framed uniquely. Ultimately, this tip will ensure that your photos are artistic and compelling.

Young female photographer in her home studio office

3. Take Your Time.

It can be easy to race from subject to subject, but it is important to slow down, double-check your camera settings, and focus on one thing at a time. When you’re new to photography, it’s easy to make mistakes. And that’s okay! You’re a beginner, you’re bound to make mistakes and learn from them too! But, slowing down can help you avoid some mistakes.

You want to begin by checking your camera settings and make sure you have the correct setting for what you’re photographing. Pay attention to your lighting, autofocus, and review the photos you’re taking. Of course, you don’t want to miss out on what is happening in front of you, but you also don’t want to get back home and realize that all your photos are out of focus or taken in the wrong setting. Taking a moment to slow down can help you avoid a lot of stress when it comes to editing. It allows you to get into your element and truly capture something great.

4. Take an Online Course

Photography is unique because it can be self-taught, but the knowledge gained from learning from a professional is something that can’t be replicated. Luckily we live in a day and age where we have access to professionals through online courses.

Online photography courses are a great tool if you want to learn more about photography but don’t have the time to take a full class or attend a class in person. There are many options for online photography classes, many of which can be found from a quick online search.

Freelancer woman finishing up with work

5. Protect Your Hobby

As a new photographer, you have a lot to worry about, so you don’t want to worry about the cost of replacing or repairing damaged gear. That is what photography insurance is for. Full Frame Insurance offers photographers general liability insurance, camera equipment insurance, damage to rented premises insurance, professional liability insurance, and cyber liability coverage.

General liability insurance can help protect photographers from the cost of third-party bodily injury claims. Common claims can come from a client tripping and injuring themselves or your equipment or during a shoot. General liability can also protect against the cost of copyright infringement claims.

Camera equipment insurance is a great tool for beginner photographers. Your gear is pricey, so if it gets stolen or damaged, you could be looking at a hefty price tag to either replace or repair the equipment. Camera equipment insurance can help mitigate or even eliminate the cost of repairing or replacing damaged or stolen equipment. This includes camera bodies and lenses, lighting equipment, and more.

Damage to rented premises coverage is a great addition to your photography insurance if you rent a studio space or event booth. Many property owners and event organizers require you to list them as additional insured on your policy before you are allowed to rent a space.

Professional liability insurance can protect your business in the event of a faulty memory card resulting in lost or damaged photos. You can’t always predict when technology is going to be fickle, why not cover your business from those risks?

Cyber liability coverage is a great tool to have in your toolbox of insurance. We live in a day and age where, unfortunately, cybercrime is on the rise. If you store any information for your business online, you are susceptible to cybercrime. protect your business and add this coverage to your photography insurance policy.

Freelancer bearded man typing at laptop sitting at desk.

Get The Coverage You Need

As a new photographer, you have a lot to remember. From learning how to use your gear to learning all you can about photography, to protecting your business. While you can learn at your own pace, protecting your business shouldn’t wait. Visit our website today for a quote-free process that is as easy as saying “Cheese!” and get the photography insurance that is picture-perfect for your business.

FAQs About Insurance for Beginner Photographers

Do beginner photographers really need insurance?

No matter where you are in your photography career, you face liability risks. Claims can be even more detrimental to a business that’s just starting due to the impact of unexpected expenses. A single claim can cost far more than insurance, making it the most cost-effective choice for beginner photographers.

Should I choose an event policy or an annual policy when I’m just starting out?

If you only have a few gigs a year, you can opt for a short-term 1–3 day event policy for $59. As you build your client list, you can upgrade to year-round protection starting at just $129.

Does my homeowners' or renters' insurance cover my camera if I’m paid to shoot?

Homeowners’ and renters’ insurance usually won’t cover your business equipment. If you’re taking paid jobs or using equipment for your business, you need a general liability policy with camera equipment coverage to safeguard your business-related gear.

Is my gear covered if it’s stolen or damaged, and what exclusions should I know?

If you have the camera equipment add-on, your gear is covered! This coverage helps pay to repair or replace your gear if it’s damaged or stolen. Key exclusions to note: rented or borrowed gear isn’t covered, theft from an unattended vehicle isn’t covered, and theft claims require a police report. Equipment coverage is available with annual plans, not event policies.

How do I send proof of insurance to a venue or client?

Access your certificate of insurance (COI) anytime via your online dashboard. From there, you can download or print your COI as needed. If your venue or client requests to be added as an additional insured, you can also add them through the dashboard and generate a new COI immediately.

Note: On annual policies, it’s $15 for one additional insured or $30 for unlimited; on event policies, it’s $5 for unlimited.

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Data Breach (Cyber Liability)
(Optional With Annual Plans Only)

Data breach insurance can cover the cost of claims that arise from a cybersecurity breach. If you collect or store client info or photos online, take payments over the internet, or send sensitive data over email, we highly recommend adding this coverage to your policy.

Failure to Deliver (Professional Liability)
(Optional With Annual Plans Only)

Failure to Deliver, aka professional liability or errors and omissions (E&O), can cover the cost of claims that arise from mistakes, like if your memory card fails and your client’s photos are lost, an unexpected illness prevents you from being able to shoot an event, or you inadvertently give poor or incomplete advice as part of a demo.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can cover the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves, or you accidentally damage furnishings or flooring at a venue. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment (Inland Marine)
(Optional With Annual Plans Only)

Also known as inland marine, camera equipment insurance can cover the cost of repairing or replacing damaged or stolen business equipment (camera bodies, lenses, lighting equipment, and more). Our policy can protect against claims that occur at home, on a job, and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.