
What Professional Liability Insurance for Photographers Covers [+ Examples]
There are many photography policies you can get, but you may not need them all. The best insurance for photographers meets your needs without breaking the bank.

There are many photography policies you can get, but you may not need them all. The best insurance for photographers meets your needs without breaking the bank.

It’s just another day in paradise for your photography or videography business. You’ve just finished

Full Frame breaks down five essential types of insurance for photographers to give you a better idea of what you need and how it could help. Get covered online!

You’re bought all the expensive camera gear and spent an enormous amount of time learning

You always wear your camera around your neck no matter where you go. Friends and

Regardless of whether you have your own photography studio or you perform freelance photo shoots at different locations, Full Frame’s photographer liability insurance will work for and protect any type of business.

The challenge of how to get photography clients can easily become your most consistent struggle.

You’ve dabbled back and forth with photography practically your whole life. You only saw it

Full Frame is designed specifically for the self-employed photographer who needs robust coverage to protect their financial assets. All freelance photographers should carry insurance.

There are many photography policies you can get, but you may not need them all. The best insurance for photographers meets your needs without breaking the bank.

It’s just another day in paradise for your photography or videography business. You’ve just finished another client’s package and processed their payment. Suddenly, you receive

Full Frame breaks down five essential types of insurance for photographers to give you a better idea of what you need and how it could help. Get covered online!

You’re bought all the expensive camera gear and spent an enormous amount of time learning how to develop photos in a dark room. You read

You always wear your camera around your neck no matter where you go. Friends and family often tell you: “If you love that camera so

Regardless of whether you have your own photography studio or you perform freelance photo shoots at different locations, Full Frame’s photographer liability insurance will work for and protect any type of business.

The challenge of how to get photography clients can easily become your most consistent struggle. Here at Full Frame Insurance (FFI) we understand it takes

You’ve dabbled back and forth with photography practically your whole life. You only saw it as a hobby, yet, when you hold a camera in

Full Frame is designed specifically for the self-employed photographer who needs robust coverage to protect their financial assets. All freelance photographers should carry insurance.
Data breach insurance can cover the cost of claims that arise from a cybersecurity breach. If you collect or store client info or photos online, take payments over the internet, or send sensitive data over email, we highly recommend adding this coverage to your policy.
Failure to Deliver, aka professional liability or errors and omissions (E&O), can cover the cost of claims that arise from mistakes, like if your memory card fails and your client’s photos are lost, an unexpected illness prevents you from being able to shoot an event, or you inadvertently give poor or incomplete advice as part of a demo.
When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.
Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.
A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.
General liability insurance can cover the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves, or you accidentally damage furnishings or flooring at a venue. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.
This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.
Also known as inland marine, camera equipment insurance can cover the cost of repairing or replacing damaged or stolen business equipment (camera bodies, lenses, lighting equipment, and more). Our policy can protect against claims that occur at home, on a job, and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.