As a photographer, you find joy from capturing life through the lens of your camera. From nature to city life to people, your camera captures it all. Your camera, and camera gear, are important to you, and protecting it should be easy and convenient. That is why we offer not only photography insurance, but camera gear insurance as well.
Keep reading to learn how to protect your photography hobby and camera equipment.
What Is Photography Insurance?
Before we begin, it is important to first understand what photography insurance is. Photography insurance protects photographers through several different coverages. Full Frame Insurance offers General Liability insurance, Professional Liability insurance, Camera Equipment Coverage, Damage to Rented Premises coverage, and Cyber Liability coverage.
This type of insurance protects you from the cost of third-party bodily injury and property damage claims. Some examples of these claims could include a client tripping and injuring themselves on your equipment, or if you were to trip and damage their property.
Without insurance, you may be held liable to pay thousands of dollars in out-of-pocket expenses, which could financially devastate you.
If you’re a photographer, you probably work with a lot of gear, and while you try your best to be prepared for anything, technology can sometimes be fickle. In case you experience memory card failure or malfunction, professional liability insurance is a great option in helping to protect your hobby.
This photography insurance is also a great option if you teach classes or hold demonstrations.
Camera Equipment Coverage
Camera Equipment insurance is a fantastic tool in protecting your gear. With a number of accidents and risks associated with your profession, why not protect what is important to you? Camera equipment insurance may help with the cost in replacing or repairing your stolen or damaged equipment. This includes camera bodies, lenses, lighting props, and more.
If you travel with your hobby, this photography insurance can protect your camera equipment at home, on a job, or even while traveling. This insurance is customizable based on your unique needs.
Damage to Rented Premises
If you rent a studio or booth space, this coverage option is a great one for you. Damage to rented premises coverage can protect you from claims associated with damages done to rented studios or event booths. It is common practice for property owners and event organizers to require you to add them as additional insureds on your insurance policy.
Unlimited additional insureds can be added to a photography insurance policy for $30.
Cyber Liability Coverage
As many things go digital, cybercrime and cyber security issues are on the rise. It is important to protect yourself against them in the event that your online security is breached. If you store information online this is great coverage to have. Help yourself sleep a little easier by adding cyber liability coverage to your photography insurance policy.
Protect Your Hobby
You would do anything to get that perfect shot, so go that extra mile and protect your hobby with not only photography insurance but camera equipment insurance as well. With several coverages to choose from, Full Frame’s insurance is a great way to protect what you love.