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Now offering monthly payment options at checkout! Starting at $12/month

Freelance Videographer Insurance

Quick. Easy. Covered. Protect your freelance videography business in minutes.

Buy Annual Policy
Starting at $12/month or $129/year
Buy Event Policy
As low as $59/per event

General liability only

Protect your travel videography business. Purchase online in ten minutes or less.

4.2/5 Stars
Rated 4.2 out of 5

What is Freelance Videography Insurance?

Freelance videography insurance is liability coverage designed to protect you from the unexpected risks that come with every gig, like property damage, gear theft, or a client lawsuit. 

Our highly rated, budget-friendly plans can be customized with general liability, professional liability / failure to deliver (aka errors and omissions), gear and camera insurance (inland marine), and more.

Whether videography is your full-time job or a side hustle, one accident could cost you thousands. With videographer insurance from Full Frame Insurance (FFI), you can shoot with confidence knowing you’re protected.

  • Up to $75,000 in camera equipment insurance
  • $2 million general liability coverage
  • Flexible 1–3 day event policies or customizable year-round protection


Freelance Videography Insurance Policies

Protect your freelance videography business with up to $2 million in general liability with coverage from FFI. Boost your protection by adding coverage for your cameras and equipment, professional liability (aka “errors and omissions”), cyber liability, and more. 

Just need short-term coverage? Not a problem! Our short-term event policy provides the basic protection you need for 1-3 day events. 

MOST POPULAR
Annual +
365 Days of Coverage
  • General Liability (2M Limit)
  • Products-Completed Operations (2M Limit)
  • Up to $75k of Camera Equipment Protection
  • Additional Coverage Options Available
  • Photographers & Videographers
  • Long Term Liability Coverage
View Coverage Details
4.2/5 Stars
Rated 4.2 out of 5
$30.17 / month

or $347/year

Buy Now
More Details
Event Policy
1-3 Days of Coverage
For photographers and videographers who need basic liability coverage over a 1-3 day period. Add unlimited additional insureds for any event.
View Coverage Details
$59 / 3 days
Buy Now
MOST POPULAR
Annual +
365 Days of Coverage
  • General Liability (2M Limit)
  • Products-Completed Operations (2M Limit)
  • Up to $75k of Camera Equipment Protection
  • Additional Coverage Options Available
  • Photographers & Videographers
  • Long Term Liability Coverage
View Coverage Details
4.2/5 Stars
Rated 4.2 out of 5
$30.17 / month

or $347 / year

Buy Now
Annual Policy
365 Days of Coverage
For photographers and videographers who need long-term liability coverage and protection, but don’t need camera equipment insurance. Additional coverage options available.
View Coverage Details
$12 / month

or $129 / year

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Here’s a breakdown of our coverage

General Liability

General liability insurance helps protect your business if someone gets hurt or something is damaged during a shoot. For example, if a client gets injured during a shoot, it can help pay for medical bills and legal costs. It can also cover claims of copyright infringement, false advertising, or someone saying you damaged their reputation in your marketing.

Camera Equipment Insurance

Camera equipment insurance (aka inland marine) covers repair or replacement costs if your gear is stolen or accidentally damaged. That includes camera bodies, lenses, lighting, and more. It covers you whether you’re shooting on location, in your home studio, or on the road. Full Frame offers flexible options so you can choose the right coverage for your gear.

'Failure to Deliver' Coverage (Professional Liability) (Annual Only)

Also called “failure to deliver” or errors & omissions (E&O), this coverage helps protect you if a client claims you made a mistake or didn’t deliver what you promised. It can cover situations like faulty memory cards, missing key shots, or leaving out important details during a demo or class. If teaching or live demos are part of your business, it’s an especially smart add-on.

Cyber Liability (Annual Only)

Cyber liability insurance protects your business from costs that arise from cyberattacks or data breaches that hit your business. If you collect or store business info online on a computer, tablet, or mobile device, we highly suggest adding it to your policy.

Frequently Asked Questions About Freelance Videographer Insurance

Yes! Someone can trip over your gear, you can accidentally damage a venue, or your equipment can be stolen or damaged while you’re working. A single claim can cost tens of thousands of dollars to sort out. The right coverage helps reduce the out-of-pocket hit if you face a liability claim.

The cost of insurance for freelance videographers starts at $59 per short-term event or $12 per month for year-round coverage. The most popular option among videographers is FFI’s Annual Plus plan, which bundles camera equipment insurance with general liability coverage and costs $30.17 per month. 

All freelance videographers need general liability insurance to help cover claims for accidental third-party injury or property damage during a shoot. Other coverages we highly recommend include: 

  • Camera equipment insurance to help repair or replace gear that is stolen or accidentally damaged.
  • Professional liability to help cover certain types of claims related to professional mistakes or mishaps (like a failed memory card) that make it impossible to fulfill a contract.

Learn more about liability insurance for videographers.

Yes, the cost of videographer insurance is well worth it. Even just one accident that results in third-party property damage or physical injury can cost far more than the policy. Videography liability insurance can protect your income, your equipment, and your business if something goes wrong on a work trip or during a shoot.

Rated 5 out of 5
“Super easy to navigate – everything is very clear and easy to understand. I had a question, called, they picked up and answered my question right away. Feeling a lot better now that my gear is insured!”

- Matnetik

Related Articles

Drone Coverage Insurance

Drone Coverage is a type of inland marine coverage (aka equipment coverage). It protects your investment in your gear by helping pay to repair or replace drones used for your business that are broken or stolen. You can add Drone Coverage to any Annual+ policy.

Important note: To qualify for Drone Coverage, you also need to carry Drone Liability Insurance, which covers your risk of harming other people or their property while operating your drones.

Drone Liability Insurance

Drone Liability Insurance covers your risk of physically injuring someone else or damaging their property while operating a drone. For example, if your drone clips a sign or drops onto someone’s car, this coverage could pay for repair costs or medical bills. You can buy it as an add-on to any Annual or Annual+ policy.

Data Breach (Cyber Liability)
(Optional With Annual Plans Only)

Cyber liability insurance protects your business from the costs you face because of a cybersecurity breach. Cybercrime is a common threat to businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection in your policy.

Failure to Deliver (Professional Liability)
(Optional With Annual Plans Only)

Failure to deliver coverage — also known as professional liability or errors and omissions — protects your business from the cost of negligence claims. These can arise from professional mistakes, like giving bad instructions, memory card or equipment failures ruining your shoot, or a last-minute illness that means you can’t fulfill your contract.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability is designed to protect your business from the cost of third-party bodily injury and property damage claims (like if a client trips over your gear at a shoot and injures themselves). It also protects against the cost of copyright infringement claims and personal and advertising injury claims.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment (Inland Marine)
(Optional With Annual Plans Only)

Also known as inland marine insurance, camera equipment coverage protects your business from the cost of repairing or replacing damaged or stolen business equipment. This includes camera bodies, lenses, lighting equipment, and business equipment. We offer multiple levels of equipment coverage based on your business needs.