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Travel Photographer
Insurance

Protect your travel photography business. Purchase online in ten minutes or less.

  • Camera equipment insurance starting at $1,000 per item, $5,000 in total
  • $2 million total coverage for general liability, $1 million per occurrence
  • 1–3 day event policies for short-term coverage
Buy Annual from $129
Buy Event from $59
girl traveling with camera

Travel Photography Policies

Protect your travel photography business with our annual packages with up to $2 million general liability coverage, multiple options for camera equipment insurance, and additional policy options for customized coverage.

Designed for photographers who only need short-term coverage, our event policy provides the basic protection your business needs over a 3-day period. With our event policy, you’ll never have to worry about insurance when you don’t absolutely need it.

Event

Basic coverage over a 3 day period

$59/ 3 days

  • A+ General Liability Coverage
  • Unlimited Additional Insureds
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Annual

Perfect for 3 or more shoots per year. Optional gear and professional services coverage.

$129/ year

  • Great for the full-time professional
  • General Liability $1M/$2M
  • No deductible for General Liability
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Annual Plus

The ultimate in Full Frame coverage

$184/ year

  • A+ Rated General Liability Coverage
  • Multiple Equipment Coverage Options
  • Extra Policy Options For Added Coverage
  • $30 for Unlimited Additional Insureds
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Do Travel Photographers Need Liability Insurance?

For travel photographers the entire world is a studio. From weddings on tropical islands to family photo shoots at majestic mountain ranges, your job takes you to some truly incredible places. Your job is not without risk, though. If an accident occurs during a photoshoot, you could face thousands of dollars or more in claims. Full Frame’s travel photographer insurance provides the high-quality, low-cost coverage you need—including general liability, camera equipment insurance, and more—to protect your businesses from the cost of claims.

Landscape Photography

Wildlife Photography

Landscape Photographer Insurance

Landscape photographers play an important role in documenting the world we live in. Whether from urban encroachment or natural events like earthquakes and tsunamis, the work of landscape photographers tell the ever-changing stories of the places we live. Such work is not without risk, though. Accidents can cause bodily injury, property damage, and even equipment loss. Full Frame’s travel photographer insurance provides comprehensive coverage to protect your landscape photography business from the cost of claims.

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Wildlife Photographer Insurance

Wildlife photographers face incredible risks as they travel the world to capture the beauty of our world and the life it provides. Often equipped with specialized equipment in a variety of climates and landscapes, wildlife photographers face a unique set of risks that could cost thousands of dollars or more should an accident occur on the job. With travel photographer insurance, you can protect your wildlife photography business with up to $2 million in coverage for general liability and a variety of customizable camera equipment insurance options to fit your individual coverage needs.

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Here’s a breakdown of our coverage

General Liability

Camera Equipment Insurance

Professional Liability

Cyber Liability

Frequently Asked Questions About Travel Photographer Insurance

Travel photographer insurance can provide you with several different insurance coverages designed to mitigate or eliminate the cost of claims if you travel for photoshoots. Common claims can include a client injuring themselves while on a shoot or a faulty memory card losing all the photos. Travel photography insurance includes wildlife photographers, landscape photographers, and more

FFI offers three travel photographer insurance options and prices for their travel photography insurance. 

Annual Plus travel photographer insurance starts out at just $184 per year and includes camera equipment coverage, damage to rented premises, and general liability insurance. We understand you may have unique business needs, which is why you can have the option to add professional liability insurance and cyber liability insurance. If you rent a studio space or attend an event, you may be required by the studio owner or event organizer to list them as an additional insured. FFI offers travel photographers unlimited additional insureds for just $30. Adding these additional coverages can affect the overall policy price.   

Annual travel photographer insurance starts at $129 per year and includes damage to premises and general liability insurance. You have the option of adding camera equipment insurance, professional liability insurance, and cyber liability insurance. Like the Annual Plus policy, you have the option of adding unlimited additional insureds for $30. These additional coverages can affect the overall cost of the policy.   

Event travel photographer insurance is $59 for up to three days of coverage and includes unlimited additional insureds for $5 and general liability insurance. This policy does not include camera equipment insurance or has the option of adding it.  This policy option is a great idea if you are just starting out and want to get your feet wet.

Filing a claim with Full Frame can be done in 5 simple steps. 

  1. Login to your user dashboard
  2. Navigate to “File A Claim” 
  3. Fill out the information and then sit back, relax, and let us finish the job! 

For more information on how to file a claim, check out this blog. If you have any additional questions don’t hesitate to contact us. 

An additional insured is an event owner, studio owner, or national park that requires you to list them on your insurance policy, extending your coverage to them. With Full Frame, you can add unlimited additional insureds for $30. 

You would want to include an additional insured on your policy when you are renting studio space, are at an event that requires it, or are at a national park. It is industry standard for landlords or event owners to require you to list them as an additional insured.

5/5
“Super easy to navigate – everything is very clear and easy to understand. I had a question, called, they picked up and answered my question right away. Feeling a lot better now that my gear is insured!”

- Matnetik

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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.

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General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.

'Failure to Deliver' Coverage
(Professional Liability)

‘Failure to Deliver’ Coverage, also known as Professional liability insurance, can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.