Full Frame Insurance Coverage Details
- Event and Annual Policy Options
- Instant Proof of Insurance
- Customizable Coverage
- Camera Equipment Coverage
- Event and Annual Policy Options
- Instant Proof of Insurance
- Customizable Coverage
- Camera Equipment Coverage
- General Liability (2M Limit)
- Products-Completed Operations (2M Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
or $347/year
- General Liability (2M Limit)
- Products-Completed Operations (2M Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
or $347 / year
or $129 / year
Coverages to Fit Your Circumstances
Full Frame Insurance offers a wide range of policy options to fit your unique business needs. Learn more about each policy by clicking on the tabs and exploring below.
Coverage Frequently Asked Questions
Full Frame Insurance has policy options to cover photographers and videographers who need:
- General Liability
- Camera Equipment Coverage
- Damage to Rented Premises
- Professional Liability
- Cyber Liability
- Offers Increased Limits
Yes. As a photographer or videographer, you are susceptible to many different kinds of claims such as broken or stolen equipment, client injuries, and faulty memory cards. These claims can oftentimes be expensive and could financially devastate your business. Full Frame Insurance can help mitigate or even eliminate those out-of-pocket costs.
No. Full Frame Insurance’s camera equipment policy is designed to cover gear that is owned by you for your business including cameras, lenses, lighting, gimbals, and other equipment. Camera equipment insurance can only be purchased in addition to the Annual Insurance Policy. Rented equipment, drones, and gear that is unattended in a vehicle or trailer is excluded.
What's Included?
What You Can Add
Annual Policy Limits of Liability
-
General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
-
Products - Completed Operations Aggregate Limit $2,000,000
-
Personal and Advertising Injury Limit $1,000,000
-
Each Occurrence Limit $1,000,000
-
Damage to Premises Rented to You Limit (Any One Premises) $300,000
-
Medical Expense Limit (Any One Person) $5,000
Pricing
-
$0-$100,000 in Annual Sales $129
-
$101,000-$200,000 in Annual Sales $209
$2M Occurrence/$2M Aggregate
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$0-$100,000 in Annual Sales +$6.42/month
-
$101,000-$200,000 in Annual Sales +$16.50/month
Equipment Insurance Pricing
Designed to cover gear that is owned by you for your business including cameras, lenses, lighting, gimbals, and other equipment. Your Annual+ policy includes $2,000 per occurrence / $20,000 aggregate coverage, but if you have a lot of expensive gear, you may want higher limits. To add more equipment coverage, review the limits and prices below:
-
$5,000 per item/$30,000 aggregate $19.75/month or $237/year
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$10,000 per item/ $60,000 aggregate $37.50/month or $450/year
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$15,000 per item/ $75,000 aggregate $47.33/month or $568/year
-
Deductible $250
Note: Equipment insurance can only be added to the Annual Insurance Policy. Equipment and gear that is unattended in a vehicle or trailer is excluded.
Drone Coverage (Inland Marine) Pricing
Helps pay for the damage or theft of drones you own or rent for your business. You can add drone coverage to your existing camera equipment insurance starting at $25.83/month, with the option for higher limits to cover one drone or a whole fleet. See the limits and prices below:
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$2,000 occurrence / $20,000 aggregate $25.83/month or $310/year
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$5,000 occurrence / $30,000 aggregate $32.08/month or $365/year
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$10,000 occurrence / $60,000 aggregate $63.33/month or $760/year
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$15,000 occurrence / $75,000 aggregate $82.50/month or $990/year
Note: Drone coverage can only be added to the Annual+ Insurance Policy, and requires that you also carry Drone Liability Insurance. Drones left unattended in a vehicle or trailer are excluded.
What's Included?
What You Can Add
Annual Policy Limits of Liability
-
General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
-
Products - Completed Operations Aggregate Limit $2,000,000
-
Personal and Advertising Injury Limit $1,000,000
-
Each Occurrence Limit $1,000,000
-
Damage to Premises Rented to You Limit (Any One Premises) $300,000
-
Medical Expense Limit (Any One Person) $5,000
Pricing
-
$0-$100,000 in Annual Sales $129
-
$101,000-$200,000 in Annual Sales $209
What's Included?
What You Can Add
Event Policy Limits of Liability
-
General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
-
Products - Completed Operations Aggregate Limit Excluded
-
Personal and Advertising Injury Limit $1,000,000
-
Each Occurrence Limit $1,000,000
-
Damage to Premises Rented to You Limit (Any One Premises) $300,000
-
Medical Expense Limit (Any One Person) $5,000
Pricing
-
1-3 Days of Coverage $59
An individual can purchase an unlimited number of additional insured’s for $5 under the event policy.
Full Frame Reviews
Here’s what other people have to say about their experience.
My insurance agent searched for weeks for me and came up with outrageous rates. A fellow photographer told me about this site and it was soooo easy and sooo quick and dare I say, "cheap"!!! Love it so far.
Really easy & just what I needed now that I’ve upgraded my gear and need to have that peace of mind. Hopefully, I won’t need to submit a claim in the future, but if I do, I hope it goes as well as the purchasing did.
Super easy to navigate - everything is very clear and easy to understand. I had a question, called, they picked up and answered my question right away. Feeling a lot better now that my gear is insured! Thanks, hopefully I won't ever have to use it!!
The coverage I need at a great price. Quick and easy online ordering. Added what I needed just by clicking a button.
The easiest and fastest insurance experience I’ve ever encountered! I was overpaying dramatically for my business insurance before I found Full Frame. I’m so glad I found them!
Quick easy and more affordable than other options. I called to get a question answered and it was a really nice experience, the lady I spoke with was really helpful and kind.