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Meet the Licensed Insurance Team Behind Our Content

When you’re making insurance decisions for your business, you deserve to understand the coverage, the risks, and the fine print. All of the content from Full Frame Insurance (FFI) is written, edited, and reviewed by licensed insurance professionals so you can move forward with more clarity and confidence, and fewer “wait, what does that mean?” moments.

The People Helping You Understand Coverage

Our authors, editors, reviewers, designers, and other content leaders work together to make FFI’s resources clear, accurate, and useful before you quote, buy, or compare coverage.

Authors

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Khaleel Hayes

Licensed Insurance Agent

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Chelsea Ramsey

Licensed Insurance Agent

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Reviewers

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Chris Van Leeuwen

VP of Professional Development
Licensed Insurance Agent
Certified Insurance Counselor
Approved Continuing Education Provider

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Kyle Jude

Program Manager
Licensed Insurance Agent

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Editors

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Jess Pingrey

Licensed Insurance Agent

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Lindsey Flinger

Licensed Insurance Agent

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We’re more than the people behind these resources. Learn more about Full Frame Insurance, our mission, and how we help photographers and videographers protect what they’re creating.

For full details on our process, sourcing, AI use, and editorial standards, read our Editorial Policy.

Explore Coverage With Confidence

You’ve built something worth protecting. We’re here to help you understand the coverage that can help protect it. Prefer to talk it through? Our customer service team members are also licensed insurance agents. They would love to answer your coverage questions and help you find the right fit. Get real help without the sales pressure.
844.670.1078
info@fullframeinsurance.com
Monday - Friday
6:00am - 6:00pm Mountain Time
Full Frame Insurance
P.O. Box 34833
North Chesterfield, VA 23234

Drone Coverage Insurance

Drone Coverage is a type of inland marine coverage (aka equipment coverage). It protects your investment in your gear by helping pay to repair or replace drones used for your business that are broken or stolen. You can add Drone Coverage to any Annual+ policy.

Important note: To qualify for Drone Coverage, you also need to carry Drone Liability Insurance, which covers your risk of harming other people or their property while operating your drones.

Drone Liability Insurance

Drone Liability Insurance covers your risk of physically injuring someone else or damaging their property while operating a drone. For example, if your drone clips a sign or drops onto someone’s car, this coverage could pay for repair costs or medical bills. You can buy it as an add-on to any Annual or Annual+ policy.

Data Breach (Cyber Liability)
(Optional With Annual Plans Only)

Cyber liability insurance protects your business from the costs you face because of a cybersecurity breach. Cybercrime is a common threat to businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection in your policy.

Failure to Deliver (Professional Liability)
(Optional With Annual Plans Only)

Failure to deliver coverage — also known as professional liability or errors and omissions — protects your business from the cost of negligence claims. These can arise from professional mistakes, like giving bad instructions, memory card or equipment failures ruining your shoot, or a last-minute illness that means you can’t fulfill your contract.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability is designed to protect your business from the cost of third-party bodily injury and property damage claims (like if a client trips over your gear at a shoot and injures themselves). It also protects against the cost of copyright infringement claims and personal and advertising injury claims.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment (Inland Marine)
(Optional With Annual Plans Only)

Also known as inland marine insurance, camera equipment coverage protects your business from the cost of repairing or replacing damaged or stolen business equipment. This includes camera bodies, lenses, lighting equipment, and business equipment. We offer multiple levels of equipment coverage based on your business needs.