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Now offering monthly payment options at checkout! Starting at $12/month

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Get camera equipment insurance, videography insurance, and more in 10 minutes or less — and get back to business with less worry.

Starting at $12/month 

or $129/year

Or get event coverage for only $59 per event (general liability coverage only)
Buy Annual Policy
4.2/5 Stars
Rated 4.2 out of 5

Picture-Perfect Liability Insurance Coverage for Portrait Photographers

Secure your portraits. Protect your future. Get coverage made for creatives in 10 minutes.

Our Partners

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Our Partners

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Inc 5000 medallion

Why Photographers Choose Full Frame Insurance?

  • Affordable monthly payment options
  • Up to $75,000 in camera equipment insurance
  • Instant certificate of insurance (COI)
  • 24/7 online policy management
  • Flexible event or annual policies
  • U.S.-based, licensed support agents ready to help

What Does Full Frame Insurance Cover?

All Full Frame Insurance policies include general liability and are designed to cover third-party bodily injury and property damage claims. So, if you unintentionally damage someone else’s property or someone gets hurt, FFI photographer insurance is there to help cover the costs.

Annual policies include the following coverages:

Annual Photography Insurance

Comprehensive coverage without equipment insurance

$12 / month

  • Great for the full-time professional
  • Additional Policy Options For Added Coverage
  • $30 for Unlimited Additional Insureds
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Annual Photography Insurance Limits

  • General Aggregate Limit (Other Than Products – Completed Operations) $2,000,000
  • Products - Completed Operations Aggregate Limit $2,000,000
  • Personal and Advertising Injury Limit $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Pricing

  • $0 - $100,000 in Annual Sales $129
  • $101,000 - $200,000 in Annual Sales $209
An individual can purchase one additional insured for $15, and $30 for an unlimited number of additional insured’s under the annual policy.

You also have the option to customize your protection with:

Annual policies include the following coverages.

  • Camera Equipment Coverage (Inland Marine): Starting at +$218/year
  • Unlimited Additional Insureds: +$30/year
  • ‘Failure to Deliver’ Coverage (Professional Liability): +$100/year
  • Cyber Liability: +$75/year
  • Drone Liability Insurance: +$500/year
  • Increased Occurrence Limits ($2 million)

Full Frame Insurance Policy Options

FFI offers both annual and single event policies and provides monthly and annual payment options. Annual policies cover 365 consecutive days, and allow you to customize your policy with a variety of optional coverages.

FFI’s single-event policies cover up to three consecutive days of work. Event policies include general liability coverage only, and cannot be customized with additional coverage options except for additional insureds. 

Accidents Can Cost You. FFI Has Your Back.

Accidents happen — even to the most careful photographers and videographers. With FFI, you’re covered. Here’s how we’ve helped others like you:

Dropped a stained glass lampshade – $200
Dropped an antique ornament while setting up a shot – $75
Client injured their 
knee – $621 
Client injured their 
knee – $621 
baby holding camera in a precarious way

Get peace of mind today.

Tripod cracked the client’s flooring – $2,714
Scrim shade fell and chipped a car’s paint – $11,409.21

All policies have conditions, limitations, and exclusions — review your policy for exact details. Claim scenarios vary, and similar claims do not guarantee coverage.

Buy My Policy

What Does Full Frame Insurance Not Cover?

FFI’s photographer insurance does not cover:

  • Fraud
  • Other intentional or illegal acts
  • Bodily injuries to your self
  • Anyone currently, or in the past, that has photographed or filmed any work that would be viewed as adult material
  • Anyone currently, or in the past, that has performed any work that would be considered paparazzi
  • Any insured that has had any complaints, claims or lawsuits in the past 5 years involving matters of privacy breach, identity theft, libel or other personal or advertising issues
  • Any insured that has been cancelled or non-renewed in the past 3 years
  • Any insured that has had any previous claims exceeding $5,000

You're in Good Company with Full Frame

Here’s what other people have to say about their experience.

Rob L.
Rob L.
Rob Productions
"Really easy & just what I needed."

Really easy & just what I needed now that I’ve upgraded my gear and need to have that peace of mind. Hopefully, I won’t need to submit a claim in the future, but if I do, I hope it goes as well as the purchasing did.
Melissa Ballarin
Melissa Ballarin
Business Owner
"Great, fast insurance at a perfect price."

Great, fast insurance at a perfect price. We work and shoot weddins internationally so it was super convenient to have fast, easy coverage for the few weddings that we had in the states this year. There were a couple of changes that I needed to make after purchasing a single-day policy and their customer support was super helpful and fast. Thank you, Full Frame!
Hannah Mayo
Hannah Mayo
Business Owner
"The easiest and fastest insurance experience I’ve ever encountered"

The easiest and fastest insurance experience I’ve ever encountered! I was overpaying dramatically for my business insurance before I found Full Frame. I’m so glad I found them!
Alexandra Lane
Alexandra Lane
Business Owner
"Quick easy and more affordable than other options"

Quick easy and more affordable than other options. I called to get a question answered and it was a really nice experience, the lady I spoke with was really helpful and kind.
Javier Lima
Javier Lima
Javier Events
"Easier way to get insurance for your event."

Easier way to get insurance for your event. Hopefully I will never have to use it. 📸📽️
JD Guy
JD Guy
PixrGuy
"Ordering was super simple"

Ordering was super simple. Hopefully if I need to make a claim one day, that will be simple.
Buy Annual Policy

Have Partnership Questions?

Partnership Associates

Tyler Leptich

Email

tyler.leptich@veracityins.com

Call

385-323-3736

Drone Coverage Insurance

Drone Coverage is a type of inland marine coverage (aka equipment coverage). It protects your investment in your gear by helping pay to repair or replace drones used for your business that are broken or stolen. You can add Drone Coverage to any Annual+ policy.

Important note: To qualify for Drone Coverage, you also need to carry Drone Liability Insurance, which covers your risk of harming other people or their property while operating your drones.

Drone Liability Insurance

Drone Liability Insurance covers your risk of physically injuring someone else or damaging their property while operating a drone. For example, if your drone clips a sign or drops onto someone’s car, this coverage could pay for repair costs or medical bills. You can buy it as an add-on to any Annual or Annual+ policy.

Data Breach (Cyber Liability)
(Optional With Annual Plans Only)

Cyber liability insurance protects your business from the costs you face because of a cybersecurity breach. Cybercrime is a common threat to businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection in your policy.

Failure to Deliver (Professional Liability)
(Optional With Annual Plans Only)

Failure to deliver coverage — also known as professional liability or errors and omissions — protects your business from the cost of negligence claims. These can arise from professional mistakes, like giving bad instructions, memory card or equipment failures ruining your shoot, or a last-minute illness that means you can’t fulfill your contract.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability is designed to protect your business from the cost of third-party bodily injury and property damage claims (like if a client trips over your gear at a shoot and injures themselves). It also protects against the cost of copyright infringement claims and personal and advertising injury claims.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment (Inland Marine)
(Optional With Annual Plans Only)

Also known as inland marine insurance, camera equipment coverage protects your business from the cost of repairing or replacing damaged or stolen business equipment. This includes camera bodies, lenses, lighting equipment, and business equipment. We offer multiple levels of equipment coverage based on your business needs.