Photographers go above and beyond to get those perfect shots. They’ll put themselves in some pretty precarious situations and their cameras are the ones to pay the price if anything goes wrong. Even if you aren’t hanging from a cliff or skydiving, a camera can be just as worthless after a 6-foot fall as a 500-foot one. Granted, the damage will be a little more photo-worthy after the latter.
If you have thousands of dollars worth of cameras, lenses, and accessories that you’re using to pay the bills, if something breaks, you may be in trouble. At the least, you’ll only be out the replacement costs and that could put a financial strain on your business.
Photography equipment insurance gives you the peace of knowing that if the worst-case scenario does happen, the only thing you’ll likely have to worry about is what model camera you should buy next.
A quick search around Instagram yielded some heartbreaking images of cameras that have been called home prematurely. Let’s hope they had insurance, or they’ll be paying out of pocket.
The carnage continues with this beautiful Canon meeting its end. From all the comments on this post, you can tell that a destroyed camera takes more than a physical toll. There’s a real gut-wrenching emotional toll. If you have a photography business then broken equipment can mean more than personal harm, it can mean financial harm. Can you imagine calling up a bride a couple of weeks before her wedding to tell her that you can’t make it because your bag of camera gear fell and broke all your equipment? Not only would you be out a lot of money but she wouldn’t be exactly happy with you. Check out Full Frame Insurance to find insurance that will keep you on your feet if things take a turn for the worse.