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When traveling with your camera equipment, it’s best to protect your investment and not take any chances. You never know how your gear will be handled during travel, or if you’ll be able to keep it from being stolen.
Keep reading to learn more about the benefits of camera equipment insurance.
Why Should I Purchase Camera Equipment Insurance?
You never know what could happen to your equipment while traveling abroad. Your equipment c\ould go through some serious damage during a flight, or it could get stolen. Not only would this put a financial strain on your business, but reporting a theft and replacing your equipment would be time-consuming and an overall hassle.
What Does Camera Equipment Insurance Cover?
Camera equipment insurance covers your cameras, lenses, lighting equipment, and other photography gear on and off premises and during transportation up to the limits of your policy.
Can I Add Camera Equipment Coverage To My Insurance Policy?
Yes. You can add a camera equipment insurance endorsement to your annual Full Frame general liability policy. Our event general liability policy does not have camera equipment insurance, so if you would like to add this endorsement, consider purchasing a full year of protection. Your equipment will be insured and you are covered in the case of accidents or property damage. It is a win-win situation in everyone's book.
Our annual general liability policy is comprehensive. You can find more information below:
Annual Policy Limits for General Liability
|General Aggregate Limit (Other than Products – Completed Operations)||$ 2,000,000|
|Products - Completed Operations Aggregate Limit||Included|
|Personal and Advertising Injury Limit||$ 1,000,000|
|Each Occurrence Limit||$ 1,000,000|
|Damage to Premises Rented to You Limit (Any One Premises)||$ 300,000|
|Medical Expense Limit (Any One Person)||$ 5,000|
How Much Does Camera Equipment Cost?
If your equipment is stolen or damaged, we provide the following coverage at these price points:
|$1,000 per item/ $5,000 aggregate||$55|
|$2,000 per item/ $20,000 aggregate||$130|
|$5,000 per item/ $30,000 aggregate||$142|
|$10,000 per item/ $60,000 aggregate||$275|
|$15,000 per item/ $75,000 aggregate||$349|
What is Excluded?
You may be denied when purchasing your policy if any of the following exclusions apply to you or your business:
- Anyone currently, or in the past, that has photographed or filmed any work that would be viewed as adult material
- Anyone currently, or in the past, that has performed any work that would be considered paparazzi
- Any insured that has had any complaints, claims or lawsuits in the past 5 years involving matters of privacy breach, identity theft, libel or other personal or advertising issues
- Any insured that has been cancelled or non-renewed in the past 3 years
- Any insured that has had any claims exceeding $5,000
Preparation is key. If you find yourself traveling to various locations, it may be in your best interest to add Full Frame’s equipment insurance to your policy. Protect the tools of your trade and avoid spending thousands of dollars to replace your equipment.
To sign up for the Full Frame annual general liability policy and add equipment insurance to your policy, please click here.
- 1–3 Days Policy Options
- General Liability
(Does not include product liability, property, or equipment insurance)
- Personal and Advertising Injury
- General Liability
- Product Liability
- Add Ons Available
Now available in:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
If you do not see your state listed, please check back. We are adding new states regularly and will soon cover all 50 states