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Why You Should Travel with Camera Equipment Insurance

When traveling with your camera equipment, it is best to protect your investment and not take any chances. It’s hard to predict how your equipment will be handled during travel, or even if you’ll be able to keep it from being stolen.

No matter where your next photo shoot takes you, be sure to safeguard your business investments with camera equipment insurance from Full Frame.

Stay tuned to learn more about the benefits of camera equipment insurance.

Why should I purchase camera equipment insurance?

You never know what can happen to your equipment while traveling abroad. Your equipment can go through some serious damage during a flight, or it can be stolen. Not only does this put a financial strain on your business, but replacing your equipment can be a hassle and a time-consuming endeavor.

What does camera equipment insurance cover?

Camera equipment insurance covers your cameras, lenses, lighting equipment, and other photography gear on and off premises and during transportation up to the limits of your policy.

Can I add camera equipment coverage to my insurance policy?

Yes. You can add a camera equipment insurance endorsement to your annual Full Frame general liability policy. Our event general liability policy does not have camera equipment insurance, so if you would like to add this endorsement, consider purchasing a full year of protection. Your equipment will be insured and you are covered in the case of accidents or property damage. It is a win-win situation in our book.

Our annual general liability policy is comprehensive. You can find more information below:

Annual Policy Limits for General Liability

General Aggregate Limit (Other than Products – Completed Operations) $ 2,000,000
Products - Completed Operations Aggregate Limit Included
Personal and Advertising Injury Limit $ 1,000,000
Each Occurrence Limit $ 1,000,000
Damage to Premises Rented to You Limit (Any One Premises) $ 300,000
Medical Expense Limit (Any One Person) $ 5,000

How much does camera equipment cost?

If your equipment is stolen or damaged, we provide the following coverage at these price points:

$1,000 per item/ $5,000 aggregate $55
$2,000 per item/ $20,000 aggregate $130
$5,000 per item/ $30,000 aggregate $142
$10,000 per item/ $60,000 aggregate $275
$15,000 per item/ $75,000 aggregate $349

What is excluded?

You may be denied when purchasing your policy if any of the following exclusions apply to you or your business:

  • Anyone currently, or in the past, that has photographed or filmed any work that would be viewed as adult material
  • Anyone currently, or in the past, that has performed any work that would be considered paparazzi
  • Any insured that has had any complaints, claims or lawsuits in the past 5 years involving matters of privacy breach, identity theft, libel or other personal or advertising issues
  • Any insured that has been cancelled or non-renewed in the past 3 years
  • Any insured that has had any claims exceeding $5,000

Preparation is key. If you find yourself traveling to various locations, it may be in your best interest to add Full Frame’s equipment insurance to your policy. Protect the tools of your trade and avoid spending thousands of dollars to replace your equipment.

To sign up for the Full Frame annual general liability policy and add equipment insurance to your policy, please click here.

EVENT POLICY

$59
  • 1–3 Days Policy Options
  • General Liability
    (Does not include product liability, property, or equipment insurance)
  • Personal and Advertising Injury
 

ANNUAL POLICY

$99
  • General Liability
  • Product Liability
  • Add Ons Available
    (Equipment Insurance)
 
 
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Now available in:

AL, AZ, AK, CO, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MI, MN, MO, MS, MT, NE, NV, NJ, NM, NC, ND, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WV, WI, WY

If you do not see your state listed, please check back. We are adding new states regularly and will soon cover all 50 states