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Drone Coverage Insurance

Drone Coverage is a type of inland marine coverage (aka equipment coverage). It protects your investment in your gear by helping pay to repair or replace drones used for your business that are broken or stolen. You can add Drone Coverage to any Annual+ policy.

Important note: To qualify for Drone Coverage, you also need to carry Drone Liability Insurance, which covers your risk of harming other people or their property while operating your drones.

Drone Liability Insurance

Optional, with annual plans only. Drone liability insurance is designed to act as a financial safety net in the event your aerial drone work causes physical injuries or property damage.

Data Breach (Cyber Liability)

Optional, with annual plans only. This coverage is designed to protect your business from costs you face if your account or device gets hacked. Cybercrime is a common threat to businesses, both big and small. If you collect or store client information online, this coverage can help you recover from a cyber attack, ransomware, or data breach.

Failure to Deliver (Professional Liability)

Optional, with annual plans only. Failure to deliver coverage (also known as professional liability or errors and omissions) can help protect your business from the cost of negligence claims. These can arise from professional mistakes, like equipment failure ruining your shoot, or a last-minute illness that means you can’t fulfill your contract.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

Included in all annual and event plans. General liability is designed to protect your business from the costs of third-party bodily injury and property damage claims (like a client who trips over your gear at a shoot and injures themselves). It can also help pay the cost of your legal defense for covered claims, plus personal and advertising injury claims like libel or slander.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment (Inland Marine)

Optional, with annual plans only. Multiple limits available. Camera equipment coverage is built to protect your business from the cost of repairing or replacing damaged or stolen business equipment. This includes camera bodies, lenses, lighting equipment, and business tech like laptops and tablets.