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As a freelance photographer you need to be carrying photography insurance. You can’t always depend on your photography sessions going smoothly and need to have the right protections in place in case anything were to go awry. In a perfect world, you wouldn’t need to deal with mishaps during sessions at any point in time, however, we don’t live in a perfect world. In a real-world scenario, mistakes happen all the time. We’re only human!
Let’s walk through some of the reasons your photography business needs insurance now.
Peace of Mind
Imagine that you are shooting a family portrait session in a beautiful valley. There are lots of trees, wildflowers, and tall grass. Your client accidentally trips over your camera bag and injures themselves. Is an apology going to cut it? In a lawsuit-hungry environment, it might not and you could be on the hook for their medical bills.
Convenience
At Full Frame, we understand that you don’t have the time to get ready, drive over to an insurance office, and fill out a bunch of paperwork. It’s just too much, huh? Click here to choose from our event and annual policies. We’ll do the rest.
Ideal Coverage
We know photography insurance is probably the last thing on your mind. If anything, you’re probably not thinking about it all. Many people fail to realize how much photography insurance can cover. Take a look at what we offer below.
Annual Policy Limits of Liability
| General Aggregate Limit (Other than Products – Completed Operations) | $ 2,000,000 |
| Products – Completed Operations Aggregate Limit | Included |
| Personal and Advertising Injury Limit | $ 1,000,000 |
| Each Occurrence Limit | $ 1,000,000 |
| Damage to Premises Rented to You Limit (Any One Premises) | $ 300,000 |
| Medical Expense Limit (Any One Person) | $ 5,000 |
Valuable
As a photographer, you carry a lot of equipment and we know it comes with a hefty price tag. You can protect your assets with insurance and leave the worry behind. We offer optional camera gear coverage for our annual policyholders. If your camera equipment happens to get damaged, it’s nice knowing that your insurance policy will help you out.
The benefits far outweigh the expense.
Annual Photography Insurance starting at $99/year
EVENT POLICY
$59
- 1–3 Days Policy Options
- General Liability
(Does not include product liability, property, or equipment insurance)
- Personal and Advertising Injury
ANNUAL POLICY
$129
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Now available in:
AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
If you do not see your state listed, please check back. We are adding new states regularly and will soon cover all 50 states