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Photography Insurance: Three Things To Look For In A Policy

It’s the task every photographer has to do: look for the best photography insurance for their business. With us, you can frame your insurance coverage to fit your needs. If you’re just starting out or you have been in the business for years, we offer event and annual policies for our policyholders. More importantly, we listed three things every photographer should look for in a photography insurance policy.

1. Camera Equipment Insurance Coverage

Camera equipment

As a photographer, you carry a lot of equipment and travel to various locations for photo shoots. If your next photo shoot takes you to Ireland and your camera equipment breaks during transit, our camera equipment policy has worldwide coverage. No matter where in the world your photography business takes you, you can have peace of mind knowing that your expensive equipment is taken care of.

Our annual photography insurance policy gives you the option to add camera equipment coverage. Plus, you can take stock of your camera equipment and choose the level of coverage for your gear. There’s no need to worry about overpaying for camera equipment insurance coverage with us.

Without the right photography insurance, you can be on the hook for paying lots of money to replace your equipment. However, if you are strapped for cash then you would have to deal with canceling your scheduled photo shoots. The loss of income could be detrimental to your business.

2. Online Access

Photographer browsing the web

In today’s world, we understand that your time is valuable and created a 100% online insurance process. It takes less than 10 minutes to fill out and you get instant proof of coverage from there. Plus, you have 24/7 access to your documents and can add additional insureds through your online dashboard. We made the process of getting photography business insurance super simple and easy.

3. General Liability

Man in the mountains with camera

Every photographer needs to have general liability added to their photographer insurance policy. This type of insurance coverage may cover you for a variety of claims including bodily injury, property damage, personal injury and others that can arise from running your photography business.

For example, your next photo shoot may take you to a beautiful valley surrounded by majestic mountains. The scene is picture-perfect and your clients just arrived at the shoot. However, you ask them to run across the grass holding hands while looking up at the camera. One of them trips over a rock and is injured on site. A lawsuit could be filed against you for poor direction during the photoshoot. Without photographer insurance, you may be paying all your legal bills out-of-pocket.

From your photography’s unique branding to your online presence to buying the right equipment, you have put in a lot of time and resources into your business. If an unexpected accident occurs with your equipment or during a photo shoot, you’ll want to have peace of mind knowing you're protected from the financial strain with photography and camera insurance. Full Frame offers annual and event policies framed for your business.

Photography Insurance starting at $59

EVENT POLICY

$59
  • 1–3 Days Policy Options
  • General Liability
    (Does not include product liability, property, or equipment insurance)
  • Personal and Advertising Injury
 

ANNUAL POLICY

$99
  • General Liability
  • Product Liability
  • Add Ons Available
    (Equipment Insurance)
 
 
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If you do not see your state listed, please check back. We are adding new states regularly and will soon cover all 50 states