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Wedding Videographer
Insurance

Protect your wedding videography business. Purchase online in ten minutes or less.

  • Camera equipment insurance starting at $1,000 per item, $5,000 in total
  • $2 million total coverage for general liability, $1 million per occurrence
  • 1–3 day event policies for short-term coverage
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Confetti throwing on happy newlywed couple

Do Wedding Videographers Need Liability Insurance?

Do Wedding Videographers
Need Liability Insurance?

As a wedding videographer, you capture memories that will last a lifetime for your clients. This can be highly rewarding… but it’s not without risk. There are innumerable things that can go wrong at a wedding: failed memory cards, trip and fall accidents, property damage, equipment damages, and more. Without wedding videographer insurance, your business could face claims costing tens of thousands of dollars or more to resolve. Full Frame offers the insurance that wedding videographers need to mitigate the out-of-pocket cost of claims and continue running their business with peace of mind.


Wedding Videography Policies

With Full Frame’s annual packages, you can protect your videography business with up to $2 million in coverage for general liability. And with multiple options for video equipment insurance, errors and omissions insurance, and more, you can create a customized insurance plan for your business. Looking for short-term coverage? Not a problem! Our event policy provides the basic protection you need over a 3-day period.

Event

Basic coverage over a 3 day period

$59/ 3 days

  • A+ General Liability Coverage
  • Unlimited Additional Insureds
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Annual

Perfect for 3 or more shoots per year. Optional gear and professional services coverage.

$129/ year

  • Great for the full-time professional
  • General Liability $1M/$2M
  • No deductible for General Liability
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Annual Plus

The ultimate in Full Frame coverage

$184/ year

  • A+ Rated General Liability Coverage
  • Multiple Equipment Coverage Options
  • Extra Policy Options For Added Coverage
  • $30 for Unlimited Additional Insureds
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Coverage Details

Here’s a closer look at what we cover.

General Liability

$2M Aggregate

General liability insurance can protect your photography business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Camera Equipment Insurance

Up to $75,000 Aggregate

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.

Damage To Rented Premises

$300,000 Aggregate

This coverage can protect your photography business from the cost of claims arising from damages done to rented spaces, like a photography studio or event booth. It’s common for property owners and event organizers to require photographers to list them as additional insureds on a policy before renting a space. Full Frame provides photographers with unlimited additional insureds for just $30.

Professional Liability

$200,000 Aggregate

Professional liability insurance can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Cyber Liability

$100,000 Aggregate

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

Increased Limits

$3M / $4M Aggregate

If your business requires additional protection against bodily injury or property damage claims, you can increase the limits of your policy. This increases the maximum amount of coverage provided by your general liability policy, up to $2 million in coverage per occurrence with a $3 million aggregate, or $3 million per occurrence with a $4 million aggregate.

What Is Wedding Videography Insurance?

Wedding videography insurance is an insurance plan designed to protect wedding videographers from the cost of claims that arise as a result of their business operation. Just one claim could cost a videographer tens of thousands of dollars or more—not to mention the damage it can do to a business’ reputation.

Full Frame provides wedding videographers with annual and event policies that include general liability coverage, video equipment insurance, errors and omissions coverage, and more to protect videography businesses from the crippling cost claims.

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As a professional wedding videographer, you face several liability risks, from bodily injury and property damage to failed memory cards and equipment damage. Should something go wrong, there is the chance your business could be sued and found liable to pay upwards of tens of thousands of dollars in medical bills, property repairs, legal fees, and more.

Wedding videography insurance is designed to help you financially protect your business by mitigating the out-of-pocket cost of claims, allowing you to weather the storm that wedding videography can create.

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Full Frame provides annual and event policies for wedding videography insurance. Annual policies that include general liability and video equipment coverage cost as low as $184 a year. Annual policies without equipment coverage start at $129. Additional policy options are available for our annual plans at extra cost—such as errors and omissions coverage and cyber liability insurance.

Full Frame’s event policy costs $59 for three days of coverage and includes up to $2 million in coverage for general liability.

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5/5
“Super easy to navigate – everything is very clear and easy to understand. I had a question, called, they picked up and answered my question right away. Feeling a lot better now that my gear is insured!”

- Matnetik

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All policies have conditions, limitations and exclusions, please read the policy for exact verbiage. Claim scenario circumstances vary in nature and similar claims do not guarantee coverage.

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Cyber Liability

Cyber liability insurance protects your business from the cost of first- and third-party claims that arise from a cyber security breach within your business. Cyber crime has become a common threat for businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection to your policy.

'Failure to Deliver' Coverage
(Professional Liability)

‘Failure to Deliver’ Coverage, also known as Professional liability insurance, can protect your business from the cost negligence claims that arise from professional errors and omissions, like giving bad instruction or failing to provide necessary information on a subject. If you teach classes or run demonstrations as part of your business, we strongly recommend this additional coverage option.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability insurance can protect your business from the cost of third-party bodily injury and property damage claims, like if a client trips on your business equipment and injures themselves. It also protects against the cost of copyright infringement claims, personal and advertising injury claims, and more.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment Coverage

Also known as inland marine insurance, camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more. Our policy can protect against claims that occur at home, on a job and anywhere in between. Full Frame offers multiple coverage options for equipment insurance based on your business needs.