Give Us a Call 844.670.1078

New Annual Policy

Summary

1 1 Policy options
2 2 Additional insureds
3 3 Payment information
Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!

Looking to buy an Event policy instead? Click here

Policy effective dates

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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

Policy options

Please select from the options below. Some may affect the final price.

+ $80.00+ $6.67
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

For annual gross sales exceeding $200,000, please contact our underwriters at 844-670-1078 for a free no obligation quote.

+ $77.00+ $6.42
+ $129.00+ $10.75
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

Designed to cover gear that is owned by you for your business including cameras, lenses, lighting, gimbals, and other equipment.

+ $55.00+ $4.58
+ $130.00+ $10.83
+ $142.00+ $11.83
+ $275.00+ $22.92
+ $349.00+ $29.08
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

*Gear that is unattended in a vehicle or trailer is not covered.

+ $100.00+ $8.33
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

Professional liability coverage can offer protection when you fail to deliver photos or videos to your client. It’s also highly recommended if you teach photography classes or workshops. It provides up to $100,000 per claim/$200,000 per year with a per claim deductible of $500. Not available in AK, CA, FL, HI, MS, or WA.

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

+ $79.00+ $6.58
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

Limits of Insurance

General Aggregate Limit (Other than Products – Completed Operations) $ 2,000,000
Products - Completed Operations Aggregate Limit $ INCLUDED
Personal and Advertising Injury Limit $ 1,000,000
Each Occurrence Limit $ 1,000,000
Damage to Premises Rented to You Limit (Any One Premises) $ 300,000
Medical Expense Limit (Any One Person) $ 5,000

Account setup

Policy holder information

Business information

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Invalid phone
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Mailing address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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PLEASE NOTE: WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. PLEASE PROVIDE A PHYSICAL ADDRESS FOR YOUR BUSINESS IN THE SECTION BELOW. THANKS FOR UNDERSTANDING!
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Online purchase cannot be completed for your selected state. All 50 states will be available for online purchase soon, so please check back with us in the future. In the meantime, visit our partner, Coversmart, to get a quote.

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Invalid ZIP code

Physical Address

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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
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Online purchase cannot be completed for your selected state. All 50 states will be available for online purchase soon, so please check back with us in the future. In the meantime, visit our partner, Coversmart, to get a quote.

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Invalid physical ZIP code

Business Operations

Select an option
  • I do not do any full-length feature motion picture production as part of my business
    • Clarification note: FFI covers the services offered by a videographer or cameraman, meaning just the raw video footage as captured and edited by that person. There is no coverage for the production of the movie nor any media liability for the final film.
  • I do not now and have not in the past done any work that would be considered paparazzi
  • I do not know and have not in the past done any work that would be considered pornography or adult content
    • Clarification note: Birthing or Boudoir Photography is not considered adult content when done for the personal use of the client and not for commercial distribution.
  • I do not do anticipate any shoots outside of the US or Canada
    • Please note there is no coverage outside of the US or Canada
    Application cannot be completed online. Please call us at (844) 670-1078 or email us at info@fullframeinsurance.com
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    Application cannot be completed online. Please call us at (844) 670-1078 or email us at info@fullframeinsurance.com

    Underwriting Information

    Select an option
  • I am not aware of any incident(s) that may result in a claim
  • I have not had any liability or property claims in the past 3 years
  • My insurance has not been canceled or non-renewed in the past
  • I have not had any complaints, claims or lawsuits in the past 5 years involving matters of privacy breach, identity theft, libel or other personal advertising issues
  • Application cannot be completed online. Please call us at (844) 670-1078 or email us at info@fullframeinsurance.com
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    Application cannot be completed online. Please call us at (844) 670-1078 or email us at info@fullframeinsurance.com

    TERMS AND CONDITIONS

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    I agree to receive automated text messages, including transactional messages, from Full Frame Insurance (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

    Additional insureds

    Additional Insured (Annual) #{[{ $index + 1}]}(+$15.00)

    {[{ searchItem.title }]}
    {[{ searchItem.state_code }]} | {[{ searchItem.start_date|date:"MMM dd, yyyy" }]} - {[{ searchItem.hasOwnProperty('end_date') ? (searchItem.end_date|date:"MMM dd, yyyy") : "no end date" }]}
    This field is required
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    Please enter valid email address
    Email should not be the same as the policy's holder email
    Minimum length required

    Please only use the additional insured email and do NOT use the policy’s holder email

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    Minimum length required
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    Minimum length required
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    Minimum length required
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    Invalid ZIP code
    Minimum length required

    When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

    † Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

    † A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

    Payment information

    Initial payment: {[{ firstPayment|currency }]}
    {[{ monthlyPayment.firstPaymentType }]}

    We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

    Switch to annual
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    Credit card information

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    Invalid credit card number
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    Invalid cvv
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    Invalid ZIP code

    This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

    Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

    Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

    Read More

    EZ-Renew

    With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

    You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-Renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

    Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.



    Order summary

    Policy Holder Edit

    , ,
    Email:
    Email:
    Mobile number:

    Physical Address is the Same as the Mailing Address
    Physical Address:
    , ,

    Payment Information Edit

    Payment Method:

    Enrolled in EZ-Renew You are not enrolled in EZ-Renew
    Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

    Annual Policy

    Monthly Payment Breakdown

    Policy start date: - Policy end date: Edit

    If changes are needed, please reach out to your agent.

    Limits of Insurance

    General Aggregate Limit (Other than Products – Completed Operations) $ 2,000,000
    Products - Completed Operations Aggregate Limit $ INCLUDED
    Personal and Advertising Injury Limit $ 1,000,000
    Each Occurrence Limit $ 1,000,000
    Damage to Premises Rented to You Limit (Any One Premises) $ 300,000
    Medical Expense Limit (Any One Person) $ 5,000

    Policy Holder Business Information

    Edit
    Business Type
    name
    DBA
    Mobile number
    Website
    Business Activities
    Business Activities Description
    Product Description

    Business Operations

    By selecting yes, you confirm that your operations do not include the following:
  • I do not do any full-length feature motion picture production as part of my business
    • Clarification note: FFI covers the services offered by a videographer or cameraman, meaning just the raw video footage as captured and edited by that person. There is no coverage for the production of the movie nor any media liability for the final film.
  • I do not now and have not in the past done any work that would be considered paparazzi
  • I do not know and have not in the past done any work that would be considered pornography or adult content
    • Clarification note: Birthing or Boudoir Photography is not considered adult content when done for the personal use of the client and not for commercial distribution.
  • I do not do anticipate any shoots outside of the US or Canada
    • Please note there is no coverage outside of the US or Canada

    Underwriting Information

    By selecting yes, you confirm that:
  • I am not aware of any incident(s) that may result in a claim
  • I have not had any liability or property claims in the past 3 years
  • My insurance has not been canceled or non-renewed in the past
  • I have not had any complaints, claims or lawsuits in the past 5 years involving matters of privacy breach, identity theft, libel or other personal advertising issues
  • TERMS AND CONDITIONS

    By checking this box, you agree to the following:
    SMS Compliance
    I agree to receive automated text messages, including transactional messages, from Full Frame Insurance (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

    Additional Insureds

    Unlimited Additional Insureds
    Additional Insureds
    {[{ ai.name }]}

    Employees

    {[{ employee.firstName }]} {[{ employee.lastName }]} + {[{ optionalCoverage.employeePrice|currency }]}

    Independent Contractors

    {[{ contractor.firstName }]} {[{ contractor.lastName }]} + {[{ optionalCoverage.independentContractorPrice|currency }]}

    Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

    Your agent will be contacting you soon. There is a pending document to be submitted.
    {[{ couponResult.text }]}
    Discount applies to Additional Insureds only!
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    Due to the information provided, your application is unable to be completed through Full Frame. Please visit our partner, CoverSmart, by clicking here to receive a quote.

    Online purchase cannot be completed for your selected state. All 50 states will be available for online purchase soon, so please check back with us in the future. In the meantime, visit our partner, Coversmart, to get a quote.

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