Insurance Tailored for Photographers and Videographers
You stay focused on capturing magical moments, let us handle the rest.
MOST POPULAR
Annual +
365 Days of Coverage
- General Liability (2M Limit)
- Products-Completed Operations (200k Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
$184/ year
Event Policy
1-3 Days of Coverage
For photographers and videographers who need basic liability coverage over a 1-3 day period. Add unlimited additional insureds for any event.
$59/ 3 days
MOST POPULAR
Annual +
365 Days of Coverage
- General Liability (2M Limit)
- Products-Completed Operations (200k Limit)
- Up to $75k of Camera Equipment Protection
- Additional Coverage Options Available
- Photographers & Videographers
- Long Term Liability Coverage
$184/ year
Annual Policy
365 Days of Coverage
For photographers and videographers who need long-term liability coverage and protection, but don’t need camera equipment insurance. Additional coverage options available.
from $12/ month
You're in Good Company with Full Frame
Really easy & just what I needed now that I’ve upgraded my gear and need to have that peace of mind. Hopefully, I won’t need to submit a claim in the future, but if I do, I hope it goes as well as the purchasing did.
Great, fast insurance at a perfect price. We work and shoot weddins internationally so it was super convenient to have fast, easy coverage for the few weddings that we had in the states this year. There were a couple of changes that I needed to make after purchasing a single-day policy and their customer support was super helpful and fast. Thank you, Full Frame!
The easiest and fastest insurance experience I’ve ever encountered! I was overpaying dramatically for my business insurance before I found Full Frame. I’m so glad I found them!
Quick easy and more affordable than other options. I called to get a question answered and it was a really nice experience, the lady I spoke with was really helpful and kind.
Easier way to get insurance for your event. Hopefully I will never have to use it. 📸📽️
Ordering was super simple. Hopefully if I need to make a claim one day, that will be simple.
Coverage Details
General Liability
$2M Aggregate
Camera Equipment Insurance
Up to $75,000 Aggregate
Increased Limits
$3M / $4M Aggregate
If your business requires additional protection against bodily injury or property damage claims, you can increase the limits of your policy. This increases the maximum amount of coverage provided by your general liability policy, up to $2 million in coverage per occurrence with a $3 million aggregate, or $3 million per occurrence with a $4 million aggregate.
Do Photographers & Videographers Need Liability Insurance?
Photographers are often required to have photography liability insurance in order to capture weddings. Photographers & Videographers can face claims like trip and fall accidents, property damage, faulty memory cards, and more. Liability claims can cause serious financial harm and halt your business in its tracks. Insurance can protect your business from the cost of claims, allowing you to continue running your business with peace of mind.
Is Camera Equipment Insurance Included In FFI Insurance Coverage?
When it comes to camera equipment insurance, you have a few options. Our recommended policy, the Annual Plus policy, includes camera equipment insurance and has multiple coverage options to fit your business needs. Our Annual and Event policies do not include camera equipment coverage. However, you can add it to your policy if you would like that extra protection.
Camera equipment insurance is a fantastic coverage to include on your policy. We understand that your camera equipment is not only expensive but the heart of your business. If it is damaged or stolen, you could be looking at thousands of dollars to replace or repair it. Camera equipment insurance can help mitigate or even eliminate those out-of-pocket costs.
Can I List A Venue As An Additional Insured?
An additional insured is a landlord or business owner from whom you rent a business space, studio space, or event booth. It is standard practice for a landlord or event organizer to require you to list them as an additional insured. You can add an additional insured to your insurance policy at any time. For $30 you can have unlimited additional insureds.
Questions About Photographer Insurance
Photography/videography insurance is a liability insurance plan designed to protect professionals from the cost of liability claims. Just one liability claim could cost your business thousands of dollars and damage your reputation. Full Frame provides photographers and videographers with annual and event policies that include general liability coverage that can protect your business from the cost of bodily injury and property damage claims. It can also include camera equipment insurance to protect your gear as well as extra policy options for added coverage.
Professional photographers and videographers face several liability risks. Some claims could look like a client tripping and injuring themselves on your camera equipment, a faulty memory card, and even your camera equipment getting damaged. Capturing your client’s perfect day at several different locations exposes you to a wide array of unknowns and you can’t always have full control of every situation. Should something go wrong, you could be held liable for a variety of expenses, including medical bills, repairs, and legal fees. Insurance can help you weather each and every storm at the events you shoot.
Full Frame provides annual and event policies. Annual policies that include general liability and equipment coverage cost as low as $184 a year. Annual policies without equipment coverage start at $129. Full Frame’s event policy costs $59 for three days of coverage and includes general liability coverage.
Additional policy options are also available for annual policies at added cost for businesses that require more coverage, including professional liability insurance and cyber liability insurance.
One-day event insurance provides coverage for one to three days. This coverage is best if you are just testing out photography or videography or just need it for a single event. If you plan on capturing more than two events, it is best to purchase an annual policy. Our Annual and Annual Plus policy provides year-round coverage in addition to multiple camera equipment options and extra policy options for a more robust photographer or videographer insurance policy.
- Matnetik
