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Event Insurance For Photographers

Affordable, short-term liability insurance

EVENT
$59
Buy 1-3 Day Coverage

A Snapshot of Our Coverage

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High-Quality Coverage

Up to $2M in general liability coverage for one to three day events.

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Fast and Secure

Buy liability insurance for your next event in 10 minutes or less. Download your certificate at checkout.

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Unlimited Additional Insureds

Add unlimited additional insureds, such as studios, venues, or national parks, to your policy for just $5.

Buy From $59

Your Business is Worth Protecting

Find out why over 10,000 photographers choose Full Frame Insurance

Great, fast insurance at a perfect price. We work and shoot weddings internationally so it was super convenient to have fast, easy coverage for the few weddings that we had in the states this year. Thank you, Full Frame!
Melissa B.
Melissa B.
Super easy to navigate - everything is very clear and easy to understand. I had a question, called, they picked up and answered my question right away. Feeling a lot better now that my gear is insured! Thanks, hopefully I won't ever have to use it!
Matnetik
Matnetik
Quick easy and more affordable than other options. I called to get a question answered and it was a really nice experience, the lady I spoke with was really helpful and kind.
Alexandra L.
Alexandra L.
The easiest and fastest insurance experience I’ve ever encountered! I was overpaying dramatically for my business insurance before I found Full Frame. I’m so glad I found them!
Hannah M.
Hannah M.

Event

Basic one-day photography insurance or up to 3 days of coverage

$59/ 3 days

  • $2M in General Liability Coverage
  • Unlimited Additional Insureds
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Event Coverage Limits of Liability

  • General Aggregate Limit (Other than Products – Completed Operations) $2,000,000
  • Products - Completed Operations Aggregate Limit Excluded
  • Personal and Advertising Injury Limit $1,000,000
  • Each Occurrence Limit $1,000,000
  • Damage to Premises Rented to You Limit (Any One Premises) $300,000
  • Medical Expense Limit (Any One Person) $5,000

Pricing (for consecutive days)

  • 1-3 Days $59
Unlimited additional insureds may be purchased for $5 under the event policy.
Please note that Products and Operations has been specifically excluded from our Event Insurance. If you need products coverage, or you are looking for a more comprehensive options, please consider purchasing our Annual Policy.

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Do Photographers Need Event Insurance?

Weddings, anniversaries, corporate events, conventions. There are countless events you could work as a professional photographer. Participating in events has its risks, though. Accidents can cost thousands of dollars or more. Some event organizers and property owners might even require you to have insurance and list them as additional insureds before letting you participate in their events.

Event insurance can keep you from paying out of pocket for liability claims that occur as a result of your business operations. It’s low cost and short term, so you’ll never have to worry about insurance when you don’t absolutely need it.

Searching for long term or equipment coverage?

Annual policies with equipment coverage from $184/ year
Buy Annual Coverage

Data Breach (Cyber Liability)
(Optional With Annual Plans Only)

Cyber liability insurance protects your business from the costs you face because of a cybersecurity breach. Cybercrime is a common threat to businesses both big and small. If you collect or store business information online on a computer, tablet, or mobile device, we highly suggest including this additional protection in your policy.

Failure to Deliver (Professional Liability)
(Optional With Annual Plans Only)

Failure to deliver coverage — also known as professional liability or errors and omissions — protects your business from the cost of negligence claims. These can arise from professional mistakes, like giving bad instructions, memory card or equipment failures ruining your shoot, or a last-minute illness that means you can’t fulfill your contract.

Additional Insureds

When you add a person, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

General Liability

General liability is designed to protect your business from the cost of third-party bodily injury and property damage claims (like if a client trips over your gear at a shoot and injures themselves). It also protects against the cost of copyright infringement claims and personal and advertising injury claims.

Damage To Rented Premises

This coverage can protect your business from the cost of claims arising from damages done to rented spaces, like a studio or event booth. It’s common for property owners and event organizers to require businesses to list them as additional insureds on a policy before renting a space. Full Frame provides unlimited additional insureds for just $30.

Camera Equipment (Inland Marine)
(Optional With Annual Plans Only)

Also known as inland marine insurance, camera equipment coverage protects your business from the cost of repairing or replacing damaged or stolen business equipment. This includes camera bodies, lenses, lighting equipment, and business equipment. We offer multiple levels of equipment coverage based on your business needs.